Compare Today’s Refinance Rates for Lillington, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Lillington, North Carolina 27546. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,428 or $12 / month in Lillington and other areas of Harnett county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lillington, North Carolina 27546.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Lillington, North Carolina 27546

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lillington, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lillington, NC 27546, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lillington, NC

Refinance Rates for Lillington, North Carolina 27546 from 2013 - 2020

Below are historical data on refinancing in Lillington, North Carolina and around Harnett county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lillington, North Carolina 27546

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lillington, North Carolina 27546, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Sharon Hooton

Mortgage Loan Originators

1000 S. Main St.

Lillington, NC 27546

(910) 814-3600

shooton@localfirstbank.com

Kim Parker

Mortgage Broker

10702 Hwy 70 West

Clayton, NC 27546

(919) 553-0236

kimg.parker@firstcitizens.com

Ann Johnson

Loan Officer

336 E Main St

Clayton, NC 27546

(919) 550-2519

annj@cunninghammortgage.com

Cathy Stubbs

Loan Officer

336 E Main St

Clayton, NC 27546

(919) 550-2519

cathys@cunninghammortgage.com

Naomi Stevens

Branch Manager/Loan Officer

100 Professional Ct Ste 104

Garner, NC 27546

(919) 773-8980

nstevens@cimginc.com

Address

1000 S. Main St.

Lillington, NC

Contact

(910) 814-3600

Fax (301) 639-0804

shooton@localfirstbank.com

Address

10702 Hwy 70 West

Clayton, NC

Contact

(919) 553-0236

Fax (301) 639-0804

kimg.parker@firstcitizens.com

Address

336 E Main St

Clayton, NC

Contact

(919) 550-2519

Fax (301) 639-0804

annj@cunninghammortgage.com

Refinancing News for Lillington, North Carolina 27546