Compare Today’s Refinance Rates for Linwood, North Carolina 27299
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Linwood, North Carolina 27299.
With a 30-year amortization refinance in Linwood and surrounding areas of Davidson county, our calculations show that you can expect to save up to $7,810 over the lifetime of your mortgage, or a monthly savings of $22. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Linwood, North Carolina 27299.
Summary of Average Refinances in Linwood, North Carolina 27299
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Interactive Refinance Rate Projections for Linwood, North Carolina 27299
Pureloan has developed an interactive chart to monitor the five largest local lenders in Linwood, NC 27299, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Linwood, North Carolina 27299 from 2024 - 2016
The following historical data provides insights into refinancing trends in Linwood, North Carolina and the surrounding Davidson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Linwood, North Carolina 27299
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Linwood, North Carolina 27299, we have compiled a list of top refinance brokers to assist you in the process.
Allison Terrell
Mortgage Loan Originators
202 S. Fifth Street
Mebane, NC 27299
336
aterrell@localfirstbank.com
Linda Roberts
Loan Officer
148 East St
Pittsboro, NC 27299
(919) 545-3000
linda@carolinahomemortgage.com
Erica Sanders
Loan Officer
148 East St
Pittsboro, NC 27299
(919) 545-3000
erica@carolinahomemortgage.com
Chris Awtrey
Mortgage Loan Specialist
110 E Beaver St
Siler City, NC 27299
(919) 742-2189
cawtrey@carolinacountrymortgages.com
Sylena Allen
Loan Officer
8050 Fogleman Rd
Oak Ridge, NC 27299
(336) 644-7174
sallen@bankofoakridge.com
Address
202 S. Fifth Street
Mebane, NC
Contact
336
Fax (301) 639-0804
aterrell@localfirstbank.com
Address
148 East St
Pittsboro, NC
Contact
(919) 545-3000
Fax (301) 639-0804
linda@carolinahomemortgage.com
Address
148 East St
Pittsboro, NC
Contact
(919) 545-3000
Fax (301) 639-0804
erica@carolinahomemortgage.com