Compare Today’s Refinance Rates for Louisburg, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Louisburg, North Carolina 27549. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Louisburg and other areas of Franklin county, expected lifetime cash savings are $4,105 or $11 / month.

For Louisburg, North Carolina 27549, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Louisburg, North Carolina 27549

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Louisburg, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Louisburg, NC 27549, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Louisburg, NC

Refinance Rates for Louisburg, North Carolina 27549 from 2013 - 2020

Below are historical data on refinancing in Louisburg, North Carolina and around Franklin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Louisburg, North Carolina 27549

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Louisburg, North Carolina 27549, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Billy Freeman

Loan Officer

222 North Bickett Boulevard

Louisburg, NC 27549

(919) 496-3267

wfreeman@agcarolina.com

Kim Parker

Mortgage Broker

10702 Hwy 70 West

Clayton, NC 27549

(919) 553-0236

kimg.parker@firstcitizens.com

Ann Johnson

Loan Officer

336 E Main St

Clayton, NC 27549

(919) 550-2519

annj@cunninghammortgage.com

Cathy Stubbs

Loan Officer

336 E Main St

Clayton, NC 27549

(919) 550-2519

cathys@cunninghammortgage.com

Naomi Stevens

Branch Manager/Loan Officer

100 Professional Ct Ste 104

Garner, NC 27549

(919) 773-8980

nstevens@cimginc.com

Address

222 North Bickett Boulevard

Louisburg, NC

Contact

(919) 496-3267

Fax (301) 639-0804

wfreeman@agcarolina.com

Address

10702 Hwy 70 West

Clayton, NC

Contact

(919) 553-0236

Fax (301) 639-0804

kimg.parker@firstcitizens.com

Address

336 E Main St

Clayton, NC

Contact

(919) 550-2519

Fax (301) 639-0804

annj@cunninghammortgage.com

Refinancing News for Louisburg, North Carolina 27549