Compare Today’s Refinance Rates for Lumberton, North Carolina 28358
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lumberton, North Carolina 28358.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lumberton, North Carolina 28358. For 30-year amortization refinancing, you can expect lifetime cash savings of $16,576 or $46 per month in Lumberton and other parts of Robeson county.
Summary of Average Refinances in Lumberton, North Carolina 28358
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Interactive Refinance Rate Projections for Lumberton, North Carolina 28358
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lumberton, NC 28358, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lumberton, North Carolina 28358 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lumberton, North Carolina and the surrounding Robeson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.85% | 57.07% | 50.35% | 51.85% | 58.46% | 64.62% | 47.66% | 52.53% | 52.69% |
avg refi rate | 6.64% | 3.80% | 3.04% | 3.38% | 4.44% | 4.63% | 4.19% | 4.02% | 4.15% |
% 15 year fixed refinance | 6.06% | 27.02% | 34.08% | 34.07% | 30.77% | 28.21% | 36.33% | 35.13% | 31.90% |
avg refi rate | 4.81% | 2.84% | 2.53% | 2.88% | 3.83% | 3.84% | 3.43% | 3.27% | 3.39% |
Avg credit score | 731.24 | 740.15 | 748.08 | 771.61 | 743.91 | 740.84 | 746.77 | 748.10 | 749.15 |
Avg LTV (loan to value) | 68.55% | 63.76% | 67.80% | 71.95% | 74.00% | 70.76% | 71.20% | 73.36% | 72.58% |
Avg DTI (debt to income) | 38.58 | 33.74 | 32.78 | 32.06 | 34.72 | 34.49 | 33.09 | 33.57 | 31.87 |
Avg refinance insurance % | 5.15% | 2.19% | 3.33% | 5.65% | 6.67% | 4.71% | 4.03% | 5.88% | 5.41% |
Best Refinance Brokers around Lumberton, North Carolina 28358
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lumberton, North Carolina 28358, we have compiled a list of top refinance brokers to assist you in the process.
Lori Rozier
Mortgage Loan Officer
600 North Chestnut Street Post Office Box 2369
Lumberton, NC 28358
(910) 739-3274
lori.rozier@firstsouthnc.com
Travis Lewis
Loan Officer
4850 Fayetteville Rd Ste C
Lumberton, NC 28358
(910) 674-4465
travisl@cunninghammortgage.com
Ashley Lewis
Loan Officer
4850 Fayetteville Rd Ste C
Lumberton, NC 28358
(910) 674-4410
ashleyl@cunninghammortgage.com
Connie Reeves
Branch Supervisor
1001 Olde Waterford Way
Leland, NC 28358
(910) 859-7407
csreeves@dhimortgage.com
Bill Calder
Branch Manager/Mortgage Consultant
1022 Grandiflora Dr Ste 110
Leland, NC 28358
(910) 383-0064
billc@cunninghammortgage.com
Address
600 North Chestnut Street Post Office Box 2369
Lumberton, NC
Contact
(910) 739-3274
Fax (301) 639-0804
lori.rozier@firstsouthnc.com
Address
4850 Fayetteville Rd Ste C
Lumberton, NC
Contact
(910) 674-4465
Fax (301) 639-0804
travisl@cunninghammortgage.com
Address
4850 Fayetteville Rd Ste C
Lumberton, NC
Contact
(910) 674-4410
Fax (301) 639-0804
ashleyl@cunninghammortgage.com