Compare Today’s Refinance Rates for Lumberton, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Lumberton, North Carolina 28358. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Lumberton and other areas of Robeson county, expected lifetime cash savings are $3,129 or $9 / month.

For Lumberton, North Carolina 28358, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Lumberton, North Carolina 28358

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lumberton, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lumberton, NC 28358, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lumberton, NC

Refinance Rates for Lumberton, North Carolina 28358 from 2013 - 2020

Below are historical data on refinancing in Lumberton, North Carolina and around Robeson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lumberton, North Carolina 28358

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lumberton, North Carolina 28358, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lori Rozier

Mortgage Loan Officer

600 North Chestnut Street Post Office Box 2369

Lumberton, NC 28358

(910) 739-3274

lori.rozier@firstsouthnc.com

Travis Lewis

Loan Officer

4850 Fayetteville Rd Ste C

Lumberton, NC 28358

(910) 674-4465

travisl@cunninghammortgage.com

Ashley Lewis

Loan Officer

4850 Fayetteville Rd Ste C

Lumberton, NC 28358

(910) 674-4410

ashleyl@cunninghammortgage.com

Connie Reeves

Branch Supervisor

1001 Olde Waterford Way

Leland, NC 28358

(910) 859-7407

csreeves@dhimortgage.com

Bill Calder

Branch Manager/Mortgage Consultant

1022 Grandiflora Dr Ste 110

Leland, NC 28358

(910) 383-0064

billc@cunninghammortgage.com

Address

600 North Chestnut Street Post Office Box 2369

Lumberton, NC

Contact

(910) 739-3274

Fax (301) 639-0804

lori.rozier@firstsouthnc.com

Address

4850 Fayetteville Rd Ste C

Lumberton, NC

Contact

(910) 674-4465

Fax (301) 639-0804

travisl@cunninghammortgage.com

Address

4850 Fayetteville Rd Ste C

Lumberton, NC

Contact

(910) 674-4410

Fax (301) 639-0804

ashleyl@cunninghammortgage.com

Refinancing News for Lumberton, North Carolina 28358