Compare Today’s Refinance Rates for Magnolia, North Carolina 28453
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Magnolia, North Carolina 28453.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Magnolia, North Carolina 28453. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,139 or $20 per month in Magnolia and other parts of Duplin county.
Summary of Average Refinances in Magnolia, North Carolina 28453
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Interactive Refinance Rate Projections for Magnolia, North Carolina 28453
Pureloan has developed an interactive chart to monitor the five largest local lenders in Magnolia, NC 28453, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Magnolia, North Carolina 28453 from 2024 - 2016
The following historical data provides insights into refinancing trends in Magnolia, North Carolina and the surrounding Duplin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.94% | 59.56% | 63.17% | 63.07% | 67.19% | 65.88% | 58.33% | 64.23% | 59.77% |
avg refi rate | 6.39% | 3.53% | 2.99% | 3.26% | 4.12% | 4.52% | 4.09% | 3.87% | 4.05% |
% 15 year fixed refinance | 9.38% | 25.62% | 23.40% | 24.48% | 23.66% | 24.71% | 33.17% | 25.09% | 30.60% |
avg refi rate | 5.58% | 2.81% | 2.46% | 2.79% | 3.59% | 3.82% | 3.30% | 3.15% | 3.29% |
Avg credit score | 762.66 | 774.29 | 762.90 | 768.71 | 761.12 | 757.68 | 756.89 | 762.61 | 765.54 |
Avg LTV (loan to value) | 56.08% | 57.49% | 62.47% | 67.55% | 67.96% | 67.14% | 68.08% | 70.88% | 70.09% |
Avg DTI (debt to income) | 37.14 | 33.26 | 32.50 | 31.73 | 33.36 | 34.59 | 34.24 | 32.67 | 32.34 |
Avg refinance insurance % | 1.05% | 0.85% | 1.82% | 3.55% | 4.16% | 3.23% | 3.49% | 4.52% | 4.27% |
Best Refinance Brokers around Magnolia, North Carolina 28453
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Magnolia, North Carolina 28453, we have compiled a list of top refinance brokers to assist you in the process.
Connie Reeves
Branch Supervisor
1001 Olde Waterford Way
Leland, NC 28453
(910) 859-7407
csreeves@dhimortgage.com
Bill Calder
Branch Manager/Mortgage Consultant
1022 Grandiflora Dr Ste 110
Leland, NC 28453
(910) 383-0064
billc@cunninghammortgage.com
Bill Moore
Loan Officer
1022 Grandiflora Dr Ste 110
Leland, NC 28453
(910) 383-0064
bill.moore@cunninghammortgage.com
Donnie Grooms
Mortgage Loan Officer
1117 New Pointe Blvd
Leland, NC 28453
(910) 371-1405
donnie.grooms@southstatebank.com
Joanna Thorndyke
Mortgage Loan Officer
1117 New Pointe Blvd
Leland, NC 28453
(910) 371-1405
joanna.thorndyke@southstatebank.com
Address
1001 Olde Waterford Way
Leland, NC
Contact
(910) 859-7407
Fax (301) 639-0804
csreeves@dhimortgage.com
Address
1022 Grandiflora Dr Ste 110
Leland, NC
Contact
(910) 383-0064
Fax (301) 639-0804
billc@cunninghammortgage.com
Address
1022 Grandiflora Dr Ste 110
Leland, NC
Contact
(910) 383-0064
Fax (301) 639-0804
bill.moore@cunninghammortgage.com