Compare Today’s Refinance Rates for Mamers, North Carolina 27552
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mamers, North Carolina 27552.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $17,551 over the lifetime of your mortgage, which translates to a monthly savings of $49 in Mamers and other areas of Harnett county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Mamers, North Carolina 27552
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Interactive Refinance Rate Projections for Mamers, North Carolina 27552
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mamers, NC 27552, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mamers, North Carolina 27552 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mamers, North Carolina and the surrounding Harnett county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Mamers, North Carolina 27552
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mamers, North Carolina 27552, we have compiled a list of top refinance brokers to assist you in the process.
Deborah Louisiana
Mortgage Loan Officer
301 Fayetteville St
Raleigh, NC 27552
debbie.louisiana@pncmortgage.com
Robert Kittrell
Loan Officer
100 E Tryon Rd
Raleigh, NC 27552
(888) 323-4732
robert.kittrell@firstcitizens.com
Jimmy Hatzimimis
Mortgage Broker
100 E Tryon Rd
Raleigh, NC 27552
(877) 799-6915
jimmy.hatzimimis@firstcitizens.com
Bassem Abdalla
Loan Officer
Guidance Residential
Raleigh, NC 27552
(866) 484-3262 Ext804
bassem.abdalla@guidanceresidential.com
Salman Ali
Loan Officer
Guidance Residential
Raleigh, NC 27552
(866) 484-3262 Ext847
salman.ali@guidanceresidential.com
Address
301 Fayetteville St
Raleigh, NC
Contact
Fax (301) 639-0804
debbie.louisiana@pncmortgage.com
Address
100 E Tryon Rd
Raleigh, NC
Contact
(888) 323-4732
Fax (301) 639-0804
robert.kittrell@firstcitizens.com
Address
100 E Tryon Rd
Raleigh, NC
Contact
(877) 799-6915
Fax (301) 639-0804
jimmy.hatzimimis@firstcitizens.com