Compare Today’s Refinance Rates for Margarettsville, North Carolina 27853
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Margarettsville, North Carolina 27853.
With a 30-year amortization refinance in Margarettsville and surrounding areas of Southampton county, our calculations show that you can expect to save up to $5,578 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Margarettsville, North Carolina 27853.
Summary of Average Refinances in Margarettsville, North Carolina 27853
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Interactive Refinance Rate Projections for Margarettsville, North Carolina 27853
Pureloan has developed an interactive chart to monitor the five largest local lenders in Margarettsville, NC 27853, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Margarettsville, North Carolina 27853 from 2024 - 2016
The following historical data provides insights into refinancing trends in Margarettsville, North Carolina and the surrounding Southampton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Margarettsville, North Carolina 27853
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Margarettsville, North Carolina 27853, we have compiled a list of top refinance brokers to assist you in the process.
Tammy Lee
Mortgage Broker
1005 Red Banks Rd
Greenville, NC 27853
(252) 321-6458
tammy.lee@firstcitizens.com
Shannon White
Mortgage Broker
1005 Red Banks Rd
Greenville, NC 27853
(252) 321-6439
shannon.white@firstcitizens.com
JANE BUCHHOLZ
Home Mortgage Consultant
500 Red Banks Rd
Greenville, NC 27853
(252) 215-3102
JANE.BUCHHOLZ@wellsfargo.com
JOSH MAY
Home Mortgage Consultant
500 Red Banks Rd
Greenville, NC 27853
(252) 215-3102
Josh.F.May@wellsfargo.com
VICTORIA LUPTON
Home Mortgage Consultant
500 Red Banks Rd
Greenville, NC 27853
(252) 215-3102
Victoria.G.Lupton@WellsFargo.com
Address
1005 Red Banks Rd
Greenville, NC
Contact
(252) 321-6458
Fax (301) 639-0804
tammy.lee@firstcitizens.com
Address
1005 Red Banks Rd
Greenville, NC
Contact
(252) 321-6439
Fax (301) 639-0804
shannon.white@firstcitizens.com
Address
500 Red Banks Rd
Greenville, NC
Contact
(252) 215-3102
Fax (301) 639-0804
JANE.BUCHHOLZ@wellsfargo.com