Compare Today’s Refinance Rates for Matthews, North Carolina 28104
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Matthews, North Carolina 28104.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,476 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Matthews and other areas of Union county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Matthews, North Carolina 28104
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Interactive Refinance Rate Projections for Matthews, North Carolina 28104
Pureloan has developed an interactive chart to monitor the five largest local lenders in Matthews, NC 28104, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Matthews, North Carolina 28104 from 2024 - 2016
The following historical data provides insights into refinancing trends in Matthews, North Carolina and the surrounding Union county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.94% | 55.38% | 61.13% | 61.14% | 61.51% | 60.50% | 49.67% | 54.33% | 55.89% |
avg refi rate | 6.27% | 3.51% | 2.95% | 3.24% | 4.08% | 4.50% | 4.09% | 3.86% | 4.08% |
% 15 year fixed refinance | 3.03% | 26.42% | 24.18% | 23.58% | 25.08% | 25.08% | 36.80% | 33.48% | 29.75% |
avg refi rate | 6.36% | 2.62% | 2.42% | 2.78% | 3.53% | 3.80% | 3.21% | 3.06% | 3.30% |
Avg credit score | 746.06 | 740.78 | 752.89 | 761.17 | 754.43 | 747.45 | 747.06 | 757.12 | 756.82 |
Avg LTV (loan to value) | 60.09% | 56.09% | 64.67% | 68.88% | 69.89% | 68.33% | 69.36% | 70.87% | 71.81% |
Avg DTI (debt to income) | 35.06 | 32.45 | 30.78 | 30.11 | 31.38 | 32.99 | 31.95 | 30.82 | 31.41 |
Avg refinance insurance % | 1.09% | 0.55% | 2.13% | 3.63% | 5.08% | 2.44% | 3.53% | 3.63% | 4.08% |
Best Refinance Brokers around Matthews, North Carolina 28104
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Matthews, North Carolina 28104, we have compiled a list of top refinance brokers to assist you in the process.
Jennifer Peil
Loan Orginator
1020 Crews Rd. Suite L6
Matthews, NC 28104
jennifer@scmortgageoptions.com
Carol Everett
Mortgage Loan Officer
6304 Weddington Rd�
Matthews, NC 28104
(704) 954-2123
ceverett@bbandt.com
Robertson Craig
Loan Officer
9801 Independence Pointe Pkwy
Matthews, NC 28104
(704) 905-1314
crobertson@mstarproperties.com
William Roseberry
Senior Loan Officer
13480 E Independence Blvd
Matthews, NC 28104
(704) 821-4115
wroseberry@wrstarkey.com
Genene Watkins
Mortgage Broker
1300 Matthews Township Pkwy
Matthews, NC 28104
(704) 338-3992
genene.watkins@firstcitizens.com
Address
1020 Crews Rd. Suite L6
Matthews, NC
Contact
Fax (301) 639-0804
jennifer@scmortgageoptions.com
Address
6304 Weddington Rd�
Matthews, NC
Contact
(704) 954-2123
Fax (301) 639-0804
ceverett@bbandt.com
Address
9801 Independence Pointe Pkwy
Matthews, NC
Contact
(704) 905-1314
Fax (301) 639-0804
crobertson@mstarproperties.com