Compare Today’s Refinance Rates for Maysville, North Carolina 28555
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Maysville, North Carolina 28555.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,252 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Maysville and other areas of Jones county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Maysville, North Carolina 28555
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Interactive Refinance Rate Projections for Maysville, North Carolina 28555
Pureloan has developed an interactive chart to monitor the five largest local lenders in Maysville, NC 28555, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Maysville, North Carolina 28555 from 2024 - 2016
The following historical data provides insights into refinancing trends in Maysville, North Carolina and the surrounding Jones county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 66.67% | 56.30% | 57.10% | 49.66% | 64.76% | 53.47% | 52.05% | 58.10% | 59.59% |
| avg refi rate | 6.40% | 3.55% | 3.03% | 3.29% | 4.26% | 4.52% | 4.09% | 3.94% | 4.13% |
| % 15 year fixed refinance | 22.22% | 27.51% | 28.11% | 35.31% | 20.95% | 35.42% | 36.53% | 30.63% | 29.80% |
| avg refi rate | 5.34% | 2.77% | 2.53% | 2.86% | 3.59% | 3.73% | 3.29% | 3.19% | 3.34% |
| Avg credit score | 741.17 | 743.32 | 755.32 | 775.61 | 755.68 | 757.58 | 761.43 | 758.39 | 760.20 |
| Avg LTV (loan to value) | 52.94% | 61.36% | 65.55% | 69.09% | 71.90% | 69.44% | 68.44% | 72.33% | 70.26% |
| Avg DTI (debt to income) | 36.17 | 33.18 | 31.75 | 31.18 | 33.17 | 32.61 | 32.21 | 32.05 | 31.43 |
| Avg refinance insurance % | 1.67% | 1.45% | 2.48% | 4.03% | 5.79% | 2.76% | 4.00% | 4.89% | 4.33% |
Best Refinance Brokers around Maysville, North Carolina 28555
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Maysville, North Carolina 28555, we have compiled a list of top refinance brokers to assist you in the process.
Miriam Willis
Mortgage Loan Officer
202 Craven Street Post Office Box 12429
New Bern, NC 28555
(252) 637-7069
miriam.willis@firstsouthnc.com
Kim Lawrence
Mortgage Loan Officer
412 S. Front Street
New Bern, NC 28555
(252) 649-0025
kim.lawrence@firstsouthnc.com
Nelda Cales
Area Manager - Coastal Carolinas
3540 Dr. MLK Jr. Blvd. 28562
New Bern, NC 28555
(910) 787-4313
neldacales@atlanticbay.com
Robyn Kirschner
Mortgage Banker
3540 Dr. MLK Jr. Blvd. 28562
New Bern, NC 28555
(252) 349-2838
robynkirschner@atlanticbay.com
G Hugunine
Loan Officer
340 Nc Highway 16 S
Taylorsville, NC 28555
(828) 632-0650
ghugunine@flahertyfunding.com
Address
202 Craven Street Post Office Box 12429
New Bern, NC
Contact
(252) 637-7069
Fax (301) 639-0804
miriam.willis@firstsouthnc.com
Address
412 S. Front Street
New Bern, NC
Contact
(252) 649-0025
Fax (301) 639-0804
kim.lawrence@firstsouthnc.com
Address
3540 Dr. MLK Jr. Blvd. 28562
New Bern, NC
Contact
(910) 787-4313
Fax (301) 639-0804
neldacales@atlanticbay.com