Compare Today’s Refinance Rates for Mccutcheon Field, North Carolina 28545
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mccutcheon Field, North Carolina 28545.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,559 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Mccutcheon Field and other areas of Onslow county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Mccutcheon Field, North Carolina 28545
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Interactive Refinance Rate Projections for Mccutcheon Field, North Carolina 28545
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mccutcheon Field, NC 28545, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mccutcheon Field, North Carolina 28545 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mccutcheon Field, North Carolina and the surrounding Onslow county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 56.30% | 57.10% | 49.66% | 64.76% | 53.47% | 52.05% | 58.10% | 59.59% |
avg refi rate | 6.40% | 3.55% | 3.03% | 3.29% | 4.26% | 4.52% | 4.09% | 3.94% | 4.13% |
% 15 year fixed refinance | 22.22% | 27.51% | 28.11% | 35.31% | 20.95% | 35.42% | 36.53% | 30.63% | 29.80% |
avg refi rate | 5.34% | 2.77% | 2.53% | 2.86% | 3.59% | 3.73% | 3.29% | 3.19% | 3.34% |
Avg credit score | 741.17 | 743.32 | 755.32 | 775.61 | 755.68 | 757.58 | 761.43 | 758.39 | 760.20 |
Avg LTV (loan to value) | 52.94% | 61.36% | 65.55% | 69.09% | 71.90% | 69.44% | 68.44% | 72.33% | 70.26% |
Avg DTI (debt to income) | 36.17 | 33.18 | 31.75 | 31.18 | 33.17 | 32.61 | 32.21 | 32.05 | 31.43 |
Avg refinance insurance % | 1.67% | 1.45% | 2.48% | 4.03% | 5.79% | 2.76% | 4.00% | 4.89% | 4.33% |
Best Refinance Brokers around Mccutcheon Field, North Carolina 28545
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mccutcheon Field, North Carolina 28545, we have compiled a list of top refinance brokers to assist you in the process.
Alan Hawkins
Branch Supervisor
7900 Hwy 70 West
La Grange, NC 28545
(252) 566-2163
ahawkins@agcarolina.com
Taylor Ginn
Loan Officer
7900 Hwy 70 West
La Grange, NC 28545
(252) 566-2163
tginn@agcarolina.com
Shana Bates
Avp/Branch Manager
4913 Arendell St
Morehead City, NC 28545
(252) 648-7612
shana.bates@firstsouthnc.com
Candace Roney
Mortgage Broker
411 Front St
Beaufort, NC 28545
(252) 728-4947
candace.roney@firstcitizens.com
Miriam Willis
Mortgage Loan Officer
202 Craven Street Post Office Box 12429
New Bern, NC 28545
(252) 637-7069
miriam.willis@firstsouthnc.com
Address
7900 Hwy 70 West
La Grange, NC
Contact
(252) 566-2163
Fax (301) 639-0804
ahawkins@agcarolina.com
Address
7900 Hwy 70 West
La Grange, NC
Contact
(252) 566-2163
Fax (301) 639-0804
tginn@agcarolina.com
Address
4913 Arendell St
Morehead City, NC
Contact
(252) 648-7612
Fax (301) 639-0804
shana.bates@firstsouthnc.com