Compare Today’s Refinance Rates for Merry Hill, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Merry Hill, North Carolina 27957. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Merry Hill and other areas of Bertie county, expected lifetime cash savings are $4,689 or $13 / month.

For Merry Hill, North Carolina 27957, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Merry Hill, North Carolina 27957

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Merry Hill, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Merry Hill, NC 27957, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Merry Hill, NC

Refinance Rates for Merry Hill, North Carolina 27957 from 2013 - 2020

Below are historical data on refinancing in Merry Hill, North Carolina and around Bertie county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Merry Hill, North Carolina 27957

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Merry Hill, North Carolina 27957, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Melissa Jones

Branch Manager, Vice President

660 Penny Ln

Concord, NC 27957

(704) 782-6560

melissa.jones@bankofthecarolinas.com

Suzi Branch

Branch Manager

338 Oak Avenue Mall Dr

Kannapolis, NC 27957

(855) 872-4170

sbranch@castlecooke.com

Wilma Parker

Loan Officer

338 Oak Avenue Mall Dr

Kannapolis, NC 27957

(855) 872-4170

wparker@castlecooke.com

Christine Evans

Loan Processor

338 Oak Avenue Mall Dr

Kannapolis, NC 27957

(855) 786-5695

caevans@castlecooke.com

Shelley Roberts

Mortgage Loan Officer

100 E Garrison Blvd

Gastonia, NC 27957

(704) 691-6181

shelley.roberts@pncmortgage.com

Address

660 Penny Ln

Concord, NC

Contact

(704) 782-6560

Fax (301) 639-0804

melissa.jones@bankofthecarolinas.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 872-4170

Fax (301) 639-0804

sbranch@castlecooke.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 872-4170

Fax (301) 639-0804

wparker@castlecooke.com

Refinancing News for Merry Hill, North Carolina 27957