Compare Today’s Refinance Rates for Micaville, North Carolina 28755
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Micaville, North Carolina 28755.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Micaville, North Carolina 28755. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,559 or $21 per month in Micaville and other parts of Yancey county.
Summary of Average Refinances in Micaville, North Carolina 28755
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Interactive Refinance Rate Projections for Micaville, North Carolina 28755
Pureloan has developed an interactive chart to monitor the five largest local lenders in Micaville, NC 28755, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Micaville, North Carolina 28755 from 2024 - 2016
The following historical data provides insights into refinancing trends in Micaville, North Carolina and the surrounding Yancey county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.24% | 56.22% | 65.08% | 64.76% | 71.01% | 64.02% | 56.78% | 63.35% | 61.34% |
avg refi rate | 6.65% | 3.50% | 2.95% | 3.26% | 4.13% | 4.53% | 4.04% | 3.89% | 4.05% |
% 15 year fixed refinance | 28.55% | 21.93% | 22.05% | 19.16% | 23.11% | 30.69% | 25.05% | 27.92% | |
avg refi rate | 2.72% | 2.45% | 2.81% | 3.58% | 3.77% | 3.31% | 3.13% | 3.33% | |
Avg credit score | 728.52 | 752.47 | 765.90 | 765.70 | 759.17 | 746.04 | 750.93 | 757.25 | 763.68 |
Avg LTV (loan to value) | 57.00% | 53.72% | 61.62% | 65.20% | 66.15% | 62.75% | 65.80% | 67.19% | 67.64% |
Avg DTI (debt to income) | 36.14 | 32.98 | 31.90 | 32.01 | 32.63 | 33.02 | 32.98 | 32.83 | 31.58 |
Avg refinance insurance % | 1.43% | 0.51% | 1.46% | 2.44% | 2.95% | 1.33% | 2.26% | 2.72% | 3.05% |
Best Refinance Brokers around Micaville, North Carolina 28755
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Micaville, North Carolina 28755, we have compiled a list of top refinance brokers to assist you in the process.
Carol Saunders
Loan Officer
1010 Merrimon Ave
Asheville, NC 28755
(828) 654-3279
carolsaunders@beverly-hanks.com
Cassandra Pavone
Loan Officer
1010 Merrimon Ave
Asheville, NC 28755
(828) 687-7275
cpavone@beverly-hanks.com
Cathy LaBruyere
Loan Officer
1010 Merrimon Ave
Asheville, NC 28755
(828) 230-4734
cathy@beverly-hanks.com
Diane D
Loan Officer
1010 Merrimon Ave
Asheville, NC 28755
(828) 210-2918
dianed@beverly-hanks.com
Dick Kennedy
Loan Officer
1010 Merrimon Ave
Asheville, NC 28755
(828) 210-3940
dkennedy@naibhcommercial.com
Address
1010 Merrimon Ave
Asheville, NC
Contact
(828) 654-3279
Fax (301) 639-0804
carolsaunders@beverly-hanks.com
Address
1010 Merrimon Ave
Asheville, NC
Contact
(828) 687-7275
Fax (301) 639-0804
cpavone@beverly-hanks.com
Address
1010 Merrimon Ave
Asheville, NC
Contact
(828) 230-4734
Fax (301) 639-0804
cathy@beverly-hanks.com