Compare Today’s Refinance Rates for Mills River, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Mills River, North Carolina 28759. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Mills River and other areas of Henderson county, expected lifetime cash savings are $6,006 or $17 / month.

For Mills River, North Carolina 28759, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Mills River, North Carolina 28759

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mills River, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mills River, NC 28759, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mills River, NC

Refinance Rates for Mills River, North Carolina 28759 from 2013 - 2020

Below are historical data on refinancing in Mills River, North Carolina and around Henderson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mills River, North Carolina 28759

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mills River, North Carolina 28759, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mindy Boone

Mortgage Broker

101 Cross Road Dr

Mills River, NC 28759

(828) 891-4996

mindy.boone@firstcitizens.com

Carol Saunders

Loan Officer

1010 Merrimon Ave

Asheville, NC 28759

(828) 654-3279

carolsaunders@beverly-hanks.com

Cassandra Pavone

Loan Officer

1010 Merrimon Ave

Asheville, NC 28759

(828) 687-7275

cpavone@beverly-hanks.com

Cathy LaBruyere

Loan Officer

1010 Merrimon Ave

Asheville, NC 28759

(828) 230-4734

cathy@beverly-hanks.com

Diane D

Loan Officer

1010 Merrimon Ave

Asheville, NC 28759

(828) 210-2918

dianed@beverly-hanks.com

Address

101 Cross Road Dr

Mills River, NC

Contact

(828) 891-4996

Fax (301) 639-0804

mindy.boone@firstcitizens.com

Address

1010 Merrimon Ave

Asheville, NC

Contact

(828) 654-3279

Fax (301) 639-0804

carolsaunders@beverly-hanks.com

Address

1010 Merrimon Ave

Asheville, NC

Contact

(828) 687-7275

Fax (301) 639-0804

cpavone@beverly-hanks.com

Refinancing News for Mills River, North Carolina 28759