Compare Today’s Refinance Rates for Mineral Springs, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Mineral Springs, North Carolina 28108. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Mineral Springs and other areas of Union county, expected lifetime cash savings are $3,859 or $11 / month.

For Mineral Springs, North Carolina 28108, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Mineral Springs, North Carolina 28108

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mineral Springs, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mineral Springs, NC 28108, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mineral Springs, NC

Refinance Rates for Mineral Springs, North Carolina 28108 from 2013 - 2020

Below are historical data on refinancing in Mineral Springs, North Carolina and around Union county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mineral Springs, North Carolina 28108

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mineral Springs, North Carolina 28108, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Alan Mayhew

Loan Officer

136 Bufflehead Dr

Mooresville, NC 28108

(704) 664-3611

Alan@Capitalmg.com

Donnie Alexander

Loan Officer

136 Bufflehead Dr

Mooresville, NC 28108

(704) 664-3611

Donnie@Capitalmg.com

Lisa Qualls

Loan Officer

104 Welton Way

Mooresville, NC 28108

(704) 230-0691

lisaq@cunninghammortgage.com

Lisa Coker

Loan Officer

104 Welton Way

Mooresville, NC 28108

(704) 230-0691

lisac@cunninghammortgage.com

Marci Morton

Loan Officer

104 Welton Way

Mooresville, NC 28108

(704) 230-0691

marcim@cunninghammortgage.com

Address

136 Bufflehead Dr

Mooresville, NC

Contact

(704) 664-3611

Fax (301) 639-0804

Alan@Capitalmg.com

Address

136 Bufflehead Dr

Mooresville, NC

Contact

(704) 664-3611

Fax (301) 639-0804

Donnie@Capitalmg.com

Address

104 Welton Way

Mooresville, NC

Contact

(704) 230-0691

Fax (301) 639-0804

lisaq@cunninghammortgage.com

Refinancing News for Mineral Springs, North Carolina 28108