Compare Today’s Refinance Rates for Mineral Springs, North Carolina 28108
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mineral Springs, North Carolina 28108.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mineral Springs, North Carolina 28108. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,127 or $17 per month in Mineral Springs and other parts of Union county.
Summary of Average Refinances in Mineral Springs, North Carolina 28108
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Interactive Refinance Rate Projections for Mineral Springs, North Carolina 28108
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mineral Springs, NC 28108, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mineral Springs, North Carolina 28108 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mineral Springs, North Carolina and the surrounding Union county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.94% | 55.38% | 61.13% | 61.14% | 61.51% | 60.50% | 49.67% | 54.33% | 55.89% |
avg refi rate | 6.27% | 3.51% | 2.95% | 3.24% | 4.08% | 4.50% | 4.09% | 3.86% | 4.08% |
% 15 year fixed refinance | 3.03% | 26.42% | 24.18% | 23.58% | 25.08% | 25.08% | 36.80% | 33.48% | 29.75% |
avg refi rate | 6.36% | 2.62% | 2.42% | 2.78% | 3.53% | 3.80% | 3.21% | 3.06% | 3.30% |
Avg credit score | 746.06 | 740.78 | 752.89 | 761.17 | 754.43 | 747.45 | 747.06 | 757.12 | 756.82 |
Avg LTV (loan to value) | 60.09% | 56.09% | 64.67% | 68.88% | 69.89% | 68.33% | 69.36% | 70.87% | 71.81% |
Avg DTI (debt to income) | 35.06 | 32.45 | 30.78 | 30.11 | 31.38 | 32.99 | 31.95 | 30.82 | 31.41 |
Avg refinance insurance % | 1.09% | 0.55% | 2.13% | 3.63% | 5.08% | 2.44% | 3.53% | 3.63% | 4.08% |
Best Refinance Brokers around Mineral Springs, North Carolina 28108
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mineral Springs, North Carolina 28108, we have compiled a list of top refinance brokers to assist you in the process.
Alan Mayhew
Loan Officer
136 Bufflehead Dr
Mooresville, NC 28108
(704) 664-3611
Alan@Capitalmg.com
Donnie Alexander
Loan Officer
136 Bufflehead Dr
Mooresville, NC 28108
(704) 664-3611
Donnie@Capitalmg.com
Lisa Qualls
Loan Officer
104 Welton Way
Mooresville, NC 28108
(704) 230-0691
lisaq@cunninghammortgage.com
Lisa Coker
Loan Officer
104 Welton Way
Mooresville, NC 28108
(704) 230-0691
lisac@cunninghammortgage.com
Marci Morton
Loan Officer
104 Welton Way
Mooresville, NC 28108
(704) 230-0691
marcim@cunninghammortgage.com
Address
136 Bufflehead Dr
Mooresville, NC
Contact
(704) 664-3611
Fax (301) 639-0804
Alan@Capitalmg.com
Address
136 Bufflehead Dr
Mooresville, NC
Contact
(704) 664-3611
Fax (301) 639-0804
Donnie@Capitalmg.com
Address
104 Welton Way
Mooresville, NC
Contact
(704) 230-0691
Fax (301) 639-0804
lisaq@cunninghammortgage.com