Compare Today’s Refinance Rates for Misenheimer, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Misenheimer, North Carolina 28109. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Misenheimer and surrounding areas of Stanly county, your expected lifetime cash savings are $4,563 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Misenheimer, North Carolina 28109.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Misenheimer, North Carolina 28109

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Misenheimer, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Misenheimer, NC 28109, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Misenheimer, NC

Refinance Rates for Misenheimer, North Carolina 28109 from 2013 - 2020

Below are historical data on refinancing in Misenheimer, North Carolina and around Stanly county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Misenheimer, North Carolina 28109

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Misenheimer, North Carolina 28109, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Alan Mayhew

Loan Officer

136 Bufflehead Dr

Mooresville, NC 28109

(704) 664-3611

Alan@Capitalmg.com

Donnie Alexander

Loan Officer

136 Bufflehead Dr

Mooresville, NC 28109

(704) 664-3611

Donnie@Capitalmg.com

Lisa Qualls

Loan Officer

104 Welton Way

Mooresville, NC 28109

(704) 230-0691

lisaq@cunninghammortgage.com

Lisa Coker

Loan Officer

104 Welton Way

Mooresville, NC 28109

(704) 230-0691

lisac@cunninghammortgage.com

Marci Morton

Loan Officer

104 Welton Way

Mooresville, NC 28109

(704) 230-0691

marcim@cunninghammortgage.com

Address

136 Bufflehead Dr

Mooresville, NC

Contact

(704) 664-3611

Fax (301) 639-0804

Alan@Capitalmg.com

Address

136 Bufflehead Dr

Mooresville, NC

Contact

(704) 664-3611

Fax (301) 639-0804

Donnie@Capitalmg.com

Address

104 Welton Way

Mooresville, NC

Contact

(704) 230-0691

Fax (301) 639-0804

lisaq@cunninghammortgage.com

Refinancing News for Misenheimer, North Carolina 28109