Compare Today’s Refinance Rates for Mocksville, North Carolina 27028
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mocksville, North Carolina 27028.
With a 30-year amortization refinance in Mocksville and surrounding areas of Davie county, our calculations show that you can expect to save up to $5,585 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mocksville, North Carolina 27028.
Summary of Average Refinances in Mocksville, North Carolina 27028
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Interactive Refinance Rate Projections for Mocksville, North Carolina 27028
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mocksville, NC 27028, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mocksville, North Carolina 27028 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mocksville, North Carolina and the surrounding Davie county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 58.47% | 51.99% | 54.62% | 58.02% | 54.81% | 49.26% | 54.86% | 54.59% |
avg refi rate | 6.52% | 3.69% | 2.98% | 3.31% | 4.31% | 4.53% | 4.09% | 3.91% | 4.11% |
% 15 year fixed refinance | 21.61% | 29.71% | 28.36% | 22.22% | 32.59% | 40.89% | 29.96% | 29.82% | |
avg refi rate | 2.80% | 2.47% | 2.84% | 3.72% | 3.82% | 3.30% | 3.14% | 3.18% | |
Avg credit score | 765.13 | 742.25 | 752.85 | 760.18 | 741.26 | 743.06 | 747.06 | 752.24 | 753.72 |
Avg LTV (loan to value) | 61.88% | 60.57% | 67.49% | 71.75% | 71.20% | 68.85% | 73.08% | 73.57% | 71.83% |
Avg DTI (debt to income) | 37.50 | 32.38 | 30.15 | 29.76 | 32.72 | 31.62 | 31.73 | 29.65 | 29.49 |
Avg refinance insurance % | 1.39% | 2.32% | 4.22% | 5.80% | 3.96% | 5.79% | 4.74% | 5.12% |
Best Refinance Brokers around Mocksville, North Carolina 27028
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mocksville, North Carolina 27028, we have compiled a list of top refinance brokers to assist you in the process.
Marcia Perrell
Branch Manager, Vice President
135 Boxwood Village Dr
Mocksville, NC 27028
(336) 751-5755
marcia.perrell@bankofthecarolinas.com
Lori Willis
Mortgage Loan Officer
541 N Main St
Mount Airy, NC 27028
(336) 719-2853
lwillis@bbandt.com
Vernal Rhue
Loan Officer
104 Progress Ln
Yadkinville, NC 27028
(336) 258-6106
vernal.rhue@yadkinmortgage.com
Karen Spong
Mortgage Loan Officer
2629 Lewisville Clemmons Rd
Clemmons, NC 27028
(410) 626-2324
KSpong@bbandt.com
Address
135 Boxwood Village Dr
Mocksville, NC
Contact
(336) 751-5755
Fax (301) 639-0804
marcia.perrell@bankofthecarolinas.com
Address
541 N Main St
Mount Airy, NC
Contact
(336) 719-2853
Fax (301) 639-0804
lwillis@bbandt.com
Address
104 Progress Ln
Yadkinville, NC
Contact
(336) 258-6106
Fax (301) 639-0804
vernal.rhue@yadkinmortgage.com