Compare Today’s Refinance Rates for Monroe, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Monroe, North Carolina 28111. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Monroe and other areas of Union county, expected lifetime cash savings are $5,349 or $15 / month.

For Monroe, North Carolina 28111, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Monroe, North Carolina 28111

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Monroe, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Monroe, NC 28111, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Monroe, NC

Refinance Rates for Monroe, North Carolina 28111 from 2013 - 2020

Below are historical data on refinancing in Monroe, North Carolina and around Union county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Monroe, North Carolina 28111

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Monroe, North Carolina 28111, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

John Perritt

Loan Officer

2593 W Roosevelt Blvd

Monroe, NC 28111

(919) 442-1919

john.perritt@yadkinmortgage.com

Debbie Ansley

Mortgage Broker

111 E Jefferson St

Monroe, NC 28111

(704) 282-4007

debbie.ansley@firstcitizens.com

Michelle Huggins

Mortgage Loan Officer

1730 Dickerson Blvd Ste A

Monroe, NC 28111

(704) 226-9007

michelle.huggins@pncmortgage.com

Amy Hargett

Loan Processor

121 E Phifer St

Monroe, NC 28111

(704) 283-9465

ahargett@whitleymortgage.com

Julie Cook

Loan Processor

121 E Phifer St

Monroe, NC 28111

(704) 283-9465

jcook@whitleymortgage.com

Address

2593 W Roosevelt Blvd

Monroe, NC

Contact

(919) 442-1919

Fax (301) 639-0804

john.perritt@yadkinmortgage.com

Address

111 E Jefferson St

Monroe, NC

Contact

(704) 282-4007

Fax (301) 639-0804

debbie.ansley@firstcitizens.com

Address

1730 Dickerson Blvd Ste A

Monroe, NC

Contact

(704) 226-9007

Fax (301) 639-0804

michelle.huggins@pncmortgage.com

Refinancing News for Monroe, North Carolina 28111