Compare Today’s Refinance Rates for Montezuma, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Montezuma, North Carolina 28653. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Montezuma and other areas of Avery county, expected lifetime cash savings are $4,937 or $14 / month.

For Montezuma, North Carolina 28653, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Montezuma, North Carolina 28653

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Montezuma, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Montezuma, NC 28653, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Montezuma, NC

Refinance Rates for Montezuma, North Carolina 28653 from 2013 - 2020

Below are historical data on refinancing in Montezuma, North Carolina and around Avery county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Montezuma, North Carolina 28653

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Montezuma, North Carolina 28653, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ellen Hughes

Loan Officer

200 Linville St

Newland, NC 28653

(828) 733-9281

Ellen_Hughes@ucbi.com

KAREN BALL

Home Mortgage Consultant

202 Magnolia Dr

Morganton, NC 28653

(828) 433-1188

Karen.J.Ball@wellsfargo.com

Alicia Hearne

Mortgage Broker

2106 Hendersonville Rd

Arden, NC 28653

(828) 257-5760

alicia.hearne@firstcitizens.com

Bennett Lin

Loan Officer

PO Box 2026

Enka, NC 28653

(828) 670-5381

linbennett@hotmail.com

Geri Ray

Loan Officer

PO Box 2236

Weaverville, NC 28653

(828) 274-4946

geri@solution1mtg.com

Address

200 Linville St

Newland, NC

Contact

(828) 733-9281

Fax (301) 639-0804

Ellen_Hughes@ucbi.com

Address

202 Magnolia Dr

Morganton, NC

Contact

(828) 433-1188

Fax (301) 639-0804

Karen.J.Ball@wellsfargo.com

Address

2106 Hendersonville Rd

Arden, NC

Contact

(828) 257-5760

Fax (301) 639-0804

alicia.hearne@firstcitizens.com

Refinancing News for Montezuma, North Carolina 28653