Compare Today’s Refinance Rates for Moravian Falls, North Carolina 28654
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Moravian Falls, North Carolina 28654.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Moravian Falls, North Carolina 28654. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,476 or $26 per month in Moravian Falls and other parts of Wilkes county.
Summary of Average Refinances in Moravian Falls, North Carolina 28654
Become a certified mortgage expert on Pureloan.com
in Moravian Falls, North Carolina 28654
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Moravian Falls, North Carolina 28654
Pureloan has developed an interactive chart to monitor the five largest local lenders in Moravian Falls, NC 28654, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Moravian Falls, North Carolina 28654 from 2024 - 2016
The following historical data provides insights into refinancing trends in Moravian Falls, North Carolina and the surrounding Wilkes county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 57.87% | 56.17% | 53.79% | 58.15% | 55.08% | 52.41% | 54.22% | 53.45% |
avg refi rate | 6.40% | 3.67% | 2.99% | 3.29% | 4.25% | 4.50% | 4.09% | 3.92% | 4.08% |
% 15 year fixed refinance | 7.69% | 25.72% | 28.72% | 30.29% | 28.93% | 30.51% | 34.22% | 31.56% | 32.29% |
avg refi rate | 6.37% | 2.75% | 2.49% | 2.84% | 3.71% | 3.92% | 3.23% | 3.19% | 3.30% |
Avg credit score | 742.31 | 764.36 | 751.68 | 760.74 | 747.14 | 743.83 | 752.84 | 756.82 | 757.08 |
Avg LTV (loan to value) | 69.50% | 59.60% | 64.65% | 67.70% | 67.60% | 67.35% | 69.36% | 70.33% | 70.48% |
Avg DTI (debt to income) | 35.46 | 32.91 | 31.26 | 30.94 | 32.22 | 32.89 | 32.49 | 30.97 | 31.94 |
Avg refinance insurance % | 7.46% | 1.72% | 2.27% | 3.06% | 3.14% | 3.47% | 3.84% | 4.26% | 4.89% |
Best Refinance Brokers around Moravian Falls, North Carolina 28654
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Moravian Falls, North Carolina 28654, we have compiled a list of top refinance brokers to assist you in the process.
Ellen Hughes
Loan Officer
200 Linville St
Newland, NC 28654
(828) 733-9281
Ellen_Hughes@ucbi.com
KAREN BALL
Home Mortgage Consultant
202 Magnolia Dr
Morganton, NC 28654
(828) 433-1188
Karen.J.Ball@wellsfargo.com
Alicia Hearne
Mortgage Broker
2106 Hendersonville Rd
Arden, NC 28654
(828) 257-5760
alicia.hearne@firstcitizens.com
Bennett Lin
Loan Officer
PO Box 2026
Enka, NC 28654
(828) 670-5381
linbennett@hotmail.com
Geri Ray
Loan Officer
PO Box 2236
Weaverville, NC 28654
(828) 274-4946
geri@solution1mtg.com
Address
200 Linville St
Newland, NC
Contact
(828) 733-9281
Fax (301) 639-0804
Ellen_Hughes@ucbi.com
Address
202 Magnolia Dr
Morganton, NC
Contact
(828) 433-1188
Fax (301) 639-0804
Karen.J.Ball@wellsfargo.com
Address
2106 Hendersonville Rd
Arden, NC
Contact
(828) 257-5760
Fax (301) 639-0804
alicia.hearne@firstcitizens.com