Compare Today’s Refinance Rates for Morehead City, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Morehead City, North Carolina 28557. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Morehead City and surrounding areas of Carteret county, your expected lifetime cash savings are $3,540 or $10 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Morehead City, North Carolina 28557.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Morehead City, North Carolina 28557

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Morehead City, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Morehead City, NC 28557, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Morehead City, NC

Refinance Rates for Morehead City, North Carolina 28557 from 2013 - 2020

Below are historical data on refinancing in Morehead City, North Carolina and around Carteret county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Morehead City, North Carolina 28557

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Morehead City, North Carolina 28557, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Shana Bates

Avp/Branch Manager

4913 Arendell St

Morehead City, NC 28557

(252) 648-7612

shana.bates@firstsouthnc.com

Ruth Roberts

Mortgage Loan Officer

4408 Arendell St�

Morehead City, NC 28557

(252) 240-8439

rroberts@bbandt.com

Miriam Willis

Mortgage Loan Officer

202 Craven Street Post Office Box 12429

New Bern, NC 28557

(252) 637-7069

miriam.willis@firstsouthnc.com

Kim Lawrence

Mortgage Loan Officer

412 S. Front Street

New Bern, NC 28557

(252) 649-0025

kim.lawrence@firstsouthnc.com

Nelda Cales

Area Manager - Coastal Carolinas

3540 Dr. MLK Jr. Blvd. 28562

New Bern, NC 28557

(910) 787-4313

neldacales@atlanticbay.com

Address

4913 Arendell St

Morehead City, NC

Contact

(252) 648-7612

Fax (301) 639-0804

shana.bates@firstsouthnc.com

Address

4408 Arendell St�

Morehead City, NC

Contact

(252) 240-8439

Fax (301) 639-0804

rroberts@bbandt.com

Address

202 Craven Street Post Office Box 12429

New Bern, NC

Contact

(252) 637-7069

Fax (301) 639-0804

miriam.willis@firstsouthnc.com

Refinancing News for Morehead City, North Carolina 28557