Compare Today’s Refinance Rates for Mount Holly, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Mount Holly, North Carolina 28120. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Mount Holly and other areas of Gaston county, expected lifetime cash savings are $3,245 or $9 / month.

For Mount Holly, North Carolina 28120, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Mount Holly, North Carolina 28120

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mount Holly, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mount Holly, NC 28120, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mount Holly, NC

Refinance Rates for Mount Holly, North Carolina 28120 from 2013 - 2020

Below are historical data on refinancing in Mount Holly, North Carolina and around Gaston county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mount Holly, North Carolina 28120

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mount Holly, North Carolina 28120, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jared Krewson

Mortgage Consultant

6100 Fairview Road, Suite 350

Charlotte, NC 28120

(704) 999-6646

jkrewson@elementfunding.com

Brandon Colberg

Branch Manager

6100 Fairview Road, Suite 350

Charlotte, NC 28120

(704) 999-6646

bcolberg@elementfunding.com

John Quattlebaum

Mortgage Consultant

6100 Fairview Road, Suite 350

Charlotte, NC 28120

(704) 900-1231

johnquattlebaum@elementfunding.com

Thomas Bush

Senior Loan Officer

6100 Fairview Road, Suite 350

Charlotte, NC 28120

(704) 458-2949

tbush@elementfunding.com

Haley Thompson

Mortgage Loan Originators

8252 Hwy. 49 N.

Mt. Pleasant, NC 28120

704

hthompson@localfirstbank.com

Address

6100 Fairview Road, Suite 350

Charlotte, NC

Contact

(704) 999-6646

Fax (301) 639-0804

jkrewson@elementfunding.com

Address

6100 Fairview Road, Suite 350

Charlotte, NC

Contact

(704) 999-6646

Fax (301) 639-0804

bcolberg@elementfunding.com

Address

6100 Fairview Road, Suite 350

Charlotte, NC

Contact

(704) 900-1231

Fax (301) 639-0804

johnquattlebaum@elementfunding.com

Refinancing News for Mount Holly, North Carolina 28120