Compare Today’s Refinance Rates for Mount Olive, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Mount Olive, North Carolina 28365. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Mount Olive and other areas of Wayne county, expected lifetime cash savings are $2,922 or $8 / month.

For Mount Olive, North Carolina 28365, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Mount Olive, North Carolina 28365

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mount Olive, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mount Olive, NC 28365, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mount Olive, NC

Refinance Rates for Mount Olive, North Carolina 28365 from 2013 - 2020

Below are historical data on refinancing in Mount Olive, North Carolina and around Wayne county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mount Olive, North Carolina 28365

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mount Olive, North Carolina 28365, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lee County

Mortgage Broker

105 Aviemore Dr

Pinehurst, NC 28365

(910) 215-5839

cori.waldschmidt@firstcitizens.com

Mellisa Holt

Mortgage Loan Officer

116 S Lee St

Rockingham, NC 28365

(910) 215-2587

mmholt@bbandt.com

Tanya Bridgers-zoppi

Mortgage Loan Officer

50 Aviemore Dr

Pinehurst, NC 28365

(910) 215-2587

tzoppi@bbandt.com

Eric Ceneskie

Loan Officer

100 Magnolia Rdste. 2233

Pinehurst, NC 28365

(843) 449-2250

eceneskie@alcovamortgage.com

Sherry Shepherd

Branch Manager

100 Magnolia Rdste. 2233

Pinehurst, NC 28365

(843) 449-2250

sshepherd@alcovamortgage.com

Address

105 Aviemore Dr

Pinehurst, NC

Contact

(910) 215-5839

Fax (301) 639-0804

cori.waldschmidt@firstcitizens.com

Address

116 S Lee St

Rockingham, NC

Contact

(910) 215-2587

Fax (301) 639-0804

mmholt@bbandt.com

Address

50 Aviemore Dr

Pinehurst, NC

Contact

(910) 215-2587

Fax (301) 639-0804

tzoppi@bbandt.com

Refinancing News for Mount Olive, North Carolina 28365