Compare Today’s Refinance Rates for Moyock, North Carolina 27958
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Moyock, North Carolina 27958.
With a 30-year amortization refinance in Moyock and surrounding areas of Currituck county, our calculations show that you can expect to save up to $7,139 over the lifetime of your mortgage, or a monthly savings of $20. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Moyock, North Carolina 27958.
Summary of Average Refinances in Moyock, North Carolina 27958
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Interactive Refinance Rate Projections for Moyock, North Carolina 27958
Pureloan has developed an interactive chart to monitor the five largest local lenders in Moyock, NC 27958, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Moyock, North Carolina 27958 from 2024 - 2016
The following historical data provides insights into refinancing trends in Moyock, North Carolina and the surrounding Currituck county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Moyock, North Carolina 27958
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Moyock, North Carolina 27958, we have compiled a list of top refinance brokers to assist you in the process.
Melissa Jones
Branch Manager, Vice President
660 Penny Ln
Concord, NC 27958
(704) 782-6560
melissa.jones@bankofthecarolinas.com
Suzi Branch
Branch Manager
338 Oak Avenue Mall Dr
Kannapolis, NC 27958
(855) 872-4170
sbranch@castlecooke.com
Wilma Parker
Loan Officer
338 Oak Avenue Mall Dr
Kannapolis, NC 27958
(855) 872-4170
wparker@castlecooke.com
Christine Evans
Loan Processor
338 Oak Avenue Mall Dr
Kannapolis, NC 27958
(855) 786-5695
caevans@castlecooke.com
Shelley Roberts
Mortgage Loan Officer
100 E Garrison Blvd
Gastonia, NC 27958
(704) 691-6181
shelley.roberts@pncmortgage.com
Address
660 Penny Ln
Concord, NC
Contact
(704) 782-6560
Fax (301) 639-0804
melissa.jones@bankofthecarolinas.com
Address
338 Oak Avenue Mall Dr
Kannapolis, NC
Contact
(855) 872-4170
Fax (301) 639-0804
sbranch@castlecooke.com
Address
338 Oak Avenue Mall Dr
Kannapolis, NC
Contact
(855) 872-4170
Fax (301) 639-0804
wparker@castlecooke.com