Compare Today’s Refinance Rates for Murphy, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Murphy, North Carolina 28906. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,692 or $16 / month in Murphy and other areas of Cherokee county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Murphy, North Carolina 28906.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Murphy, North Carolina 28906

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Murphy, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Murphy, NC 28906, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Murphy, NC

Refinance Rates for Murphy, North Carolina 28906 from 2013 - 2020

Below are historical data on refinancing in Murphy, North Carolina and around Cherokee county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Murphy, North Carolina 28906

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Murphy, North Carolina 28906, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Teresa O'Blenes

Mortgage Loan Officer

251 King S�

Murphy, NC 28906

(828) 837-8017

toblenes@bbandt.com

Cherokee County

Mortgage Broker

22 Hiwassee St

Murphy, NC 28906

(828) 837-4803

amy.belec@firstcitizens.com

Jennifer Badger

Loan Officer

116 Peachtree St

Murphy, NC 28906

(828) 837-9291

Jennifer_Badger@ucbi.com

Jennifer Badger

Mortgage Originator

732 Main St

Andrews, NC 28906

(828) 837-9291

jennifer.badger@southstatebank.com

Pat Lambert

Mortgage Originator

732 Main St

Andrews, NC 28906

(828) 837-9291

pat.lambert@southstatebank.com

Address

251 King S�

Murphy, NC

Contact

(828) 837-8017

Fax (301) 639-0804

toblenes@bbandt.com

Address

22 Hiwassee St

Murphy, NC

Contact

(828) 837-4803

Fax (301) 639-0804

amy.belec@firstcitizens.com

Address

116 Peachtree St

Murphy, NC

Contact

(828) 837-9291

Fax (301) 639-0804

Jennifer_Badger@ucbi.com

Refinancing News for Murphy, North Carolina 28906