Compare Today’s Refinance Rates for New Bern, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for New Bern, North Carolina 28560. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,692 or $16 / month in New Bern and other areas of Craven county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for New Bern, North Carolina 28560.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in New Bern, North Carolina 28560

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for New Bern, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in New Bern, NC 28560, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for New Bern, NC

Refinance Rates for New Bern, North Carolina 28560 from 2013 - 2020

Below are historical data on refinancing in New Bern, North Carolina and around Craven county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around New Bern, North Carolina 28560

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in New Bern, North Carolina 28560, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Robyn Kirschner

Mortgage Banker

3540 Dr. MLK Jr. Blvd. 28562

New Bern, NC 28560

(252) 349-2838

robynkirschner@atlanticbay.com

Nelda Cales

Area Manager - Coastal Carolinas

3540 Dr. MLK Jr. Blvd. 28562

New Bern, NC 28560

(910) 787-4313

neldacales@atlanticbay.com

Kim Lawrence

Mortgage Loan Officer

412 S. Front Street

New Bern, NC 28560

(252) 649-0025

kim.lawrence@firstsouthnc.com

Ann Little

Mortgage Loan Officer

375 S Front St�

New Bern, NC 28560

(252) 638-7122

alittle@bbandt.com

Miriam Willis

Mortgage Loan Officer

202 Craven Street Post Office Box 12429

New Bern, NC 28560

(252) 637-7069

miriam.willis@firstsouthnc.com

Address

3540 Dr. MLK Jr. Blvd. 28562

New Bern, NC

Contact

(252) 349-2838

Fax (301) 639-0804

robynkirschner@atlanticbay.com

Address

3540 Dr. MLK Jr. Blvd. 28562

New Bern, NC

Contact

(910) 787-4313

Fax (301) 639-0804

neldacales@atlanticbay.com

Address

412 S. Front Street

New Bern, NC

Contact

(252) 649-0025

Fax (301) 639-0804

kim.lawrence@firstsouthnc.com

Refinancing News for New Bern, North Carolina 28560