Compare Today’s Refinance Rates for Newell, North Carolina 28126
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Newell, North Carolina 28126.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,476 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Newell and other areas of Mecklenburg county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Newell, North Carolina 28126
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Interactive Refinance Rate Projections for Newell, North Carolina 28126
Pureloan has developed an interactive chart to monitor the five largest local lenders in Newell, NC 28126, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Newell, North Carolina 28126 from 2024 - 2016
The following historical data provides insights into refinancing trends in Newell, North Carolina and the surrounding Mecklenburg county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.94% | 55.38% | 61.13% | 61.14% | 61.51% | 60.50% | 49.67% | 54.33% | 55.89% |
avg refi rate | 6.27% | 3.51% | 2.95% | 3.24% | 4.08% | 4.50% | 4.09% | 3.86% | 4.08% |
% 15 year fixed refinance | 3.03% | 26.42% | 24.18% | 23.58% | 25.08% | 25.08% | 36.80% | 33.48% | 29.75% |
avg refi rate | 6.36% | 2.62% | 2.42% | 2.78% | 3.53% | 3.80% | 3.21% | 3.06% | 3.30% |
Avg credit score | 746.06 | 740.78 | 752.89 | 761.17 | 754.43 | 747.45 | 747.06 | 757.12 | 756.82 |
Avg LTV (loan to value) | 60.09% | 56.09% | 64.67% | 68.88% | 69.89% | 68.33% | 69.36% | 70.87% | 71.81% |
Avg DTI (debt to income) | 35.06 | 32.45 | 30.78 | 30.11 | 31.38 | 32.99 | 31.95 | 30.82 | 31.41 |
Avg refinance insurance % | 1.09% | 0.55% | 2.13% | 3.63% | 5.08% | 2.44% | 3.53% | 3.63% | 4.08% |
Best Refinance Brokers around Newell, North Carolina 28126
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Newell, North Carolina 28126, we have compiled a list of top refinance brokers to assist you in the process.
Jane McBrayer
Mortgage Loan Officer
275 N Main St
Rutherfordton, NC 28126
(828) 287-6453
jane.mcbrayer@pncmortgage.com
Erin Hooper
Mortgage Loan Officer
134 Charlotte Rd
Rutherfordton, NC 28126
(828) 248-4109
ehooper@bbandt.com
Karen Maxwell
Sr. Mortgage Banker
235 N. Washington Street
Rutherfordton, NC 28126
(828) 829-1555
karenmaxwell@atlanticbay.com
Dawn Haynes
Mortgage Banker
235 N. Washington Street
Rutherfordton, NC 28126
(828) 829-1550
dawnhaynes@atlanticbay.com
Alan Mayhew
Loan Officer
136 Bufflehead Dr
Mooresville, NC 28126
(704) 664-3611
Alan@Capitalmg.com
Address
275 N Main St
Rutherfordton, NC
Contact
(828) 287-6453
Fax (301) 639-0804
jane.mcbrayer@pncmortgage.com
Address
134 Charlotte Rd
Rutherfordton, NC
Contact
(828) 248-4109
Fax (301) 639-0804
ehooper@bbandt.com
Address
235 N. Washington Street
Rutherfordton, NC
Contact
(828) 829-1555
Fax (301) 639-0804
karenmaxwell@atlanticbay.com