Compare Today’s Refinance Rates for North Wilkesboro, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for North Wilkesboro, North Carolina 28659. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,763 or $10 / month in North Wilkesboro and other areas of Wilkes county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for North Wilkesboro, North Carolina 28659.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in North Wilkesboro, North Carolina 28659

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for North Wilkesboro, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in North Wilkesboro, NC 28659, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for North Wilkesboro, NC

Refinance Rates for North Wilkesboro, North Carolina 28659 from 2013 - 2020

Below are historical data on refinancing in North Wilkesboro, North Carolina and around Wilkes county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around North Wilkesboro, North Carolina 28659

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in North Wilkesboro, North Carolina 28659, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Alicia Hearne

Mortgage Broker

2106 Hendersonville Rd

Arden, NC 28659

(828) 257-5760

alicia.hearne@firstcitizens.com

Bennett Lin

Loan Officer

PO Box 2026

Enka, NC 28659

(828) 670-5381

linbennett@hotmail.com

Geri Ray

Loan Officer

PO Box 2236

Weaverville, NC 28659

(828) 274-4946

geri@solution1mtg.com

Jennifer McCall

Mortgage Specialist

1 Academy St

Canton, NC 28659

(828) 274-2040

jmccall@championcu.com

Denise Stamey

Mortgage Specialist

1 Academy St

Canton, NC 28659

(828) 648-1515

dstamey@championcu.com

Address

2106 Hendersonville Rd

Arden, NC

Contact

(828) 257-5760

Fax (301) 639-0804

alicia.hearne@firstcitizens.com

Address

PO Box 2026

Enka, NC

Contact

(828) 670-5381

Fax (301) 639-0804

linbennett@hotmail.com

Address

PO Box 2236

Weaverville, NC

Contact

(828) 274-4946

Fax (301) 639-0804

geri@solution1mtg.com

Refinancing News for North Wilkesboro, North Carolina 28659