Compare Today’s Refinance Rates for Oak Ridge, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Oak Ridge, North Carolina 27310. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Oak Ridge and other areas of Guilford county, expected lifetime cash savings are $6,872 or $19 / month.

For Oak Ridge, North Carolina 27310, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Oak Ridge, North Carolina 27310

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Oak Ridge, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oak Ridge, NC 27310, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Oak Ridge, NC

Refinance Rates for Oak Ridge, North Carolina 27310 from 2013 - 2020

Below are historical data on refinancing in Oak Ridge, North Carolina and around Guilford county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oak Ridge, North Carolina 27310

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oak Ridge, North Carolina 27310, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michelle Scales

Mortgage Loan Officer

8002 Marketplace Dr

Oak Ridge, NC 27310

(770) 503-1686

mscales@bbandt.com

Jon Stevenson

Loan Officer

8050 Fogleman Rd

Oak Ridge, NC 27310

(336) 286-1919

jstevenson@bankofoakridge.com

Sylena Allen

Loan Officer

8050 Fogleman Rd

Oak Ridge, NC 27310

(336) 644-7174

sallen@bankofoakridge.com

Linda Roberts

Loan Officer

148 East St

Pittsboro, NC 27310

(919) 545-3000

linda@carolinahomemortgage.com

Erica Sanders

Loan Officer

148 East St

Pittsboro, NC 27310

(919) 545-3000

erica@carolinahomemortgage.com

Address

8002 Marketplace Dr

Oak Ridge, NC

Contact

(770) 503-1686

Fax (301) 639-0804

mscales@bbandt.com

Address

8050 Fogleman Rd

Oak Ridge, NC

Contact

(336) 286-1919

Fax (301) 639-0804

jstevenson@bankofoakridge.com

Address

8050 Fogleman Rd

Oak Ridge, NC

Contact

(336) 644-7174

Fax (301) 639-0804

sallen@bankofoakridge.com

Refinancing News for Oak Ridge, North Carolina 27310