Compare Today’s Refinance Rates for Ocean Isle Beach, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Ocean Isle Beach, North Carolina 28469. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Ocean Isle Beach and surrounding areas of Brunswick county, your expected lifetime cash savings are $6,536 or $18 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ocean Isle Beach, North Carolina 28469.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Ocean Isle Beach, North Carolina 28469

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ocean Isle Beach, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ocean Isle Beach, NC 28469, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ocean Isle Beach, NC

Refinance Rates for Ocean Isle Beach, North Carolina 28469 from 2013 - 2020

Below are historical data on refinancing in Ocean Isle Beach, North Carolina and around Brunswick county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ocean Isle Beach, North Carolina 28469

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ocean Isle Beach, North Carolina 28469, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Dianne Mcrainey

Mortgage Loan Originators

120 Causeway Dr.

Ocean Isle, NC 28469

910

dmcrainey@localfirstbank.com

Douglas Pratt

Mortgage Broker

5043 Main St

Shallotte, NC 28469

(910) 754-3985

doug.pratt@firstcitizens.com

Josh Benton

Loan Officer

1424 South J.K. Powell Blvd, Suite E,

Whiteville, NC 28469

(910) 418-4609

josh@ovmfinancial.com

Bob Moyer

Loan Officer

1424 South J.K. Powell Blvd, Suite E,

Whiteville, NC 28469

(910) 418-4609

bob@ovmfinancial.com

Sylvia Nance

Loan Officer

1424 South J.K. Powell Blvd, Suite E,

Whiteville, NC 28469

(910) 418-4609

sylvia@ovmfinancial.com

Address

120 Causeway Dr.

Ocean Isle, NC

Contact

910

Fax (301) 639-0804

dmcrainey@localfirstbank.com

Address

5043 Main St

Shallotte, NC

Contact

(910) 754-3985

Fax (301) 639-0804

doug.pratt@firstcitizens.com

Address

1424 South J.K. Powell Blvd, Suite E,

Whiteville, NC

Contact

(910) 418-4609

Fax (301) 639-0804

josh@ovmfinancial.com

Refinancing News for Ocean Isle Beach, North Carolina 28469