Compare Today’s Refinance Rates for Old Fort, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Old Fort, North Carolina 28762. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Old Fort and other areas of Mcdowell county, expected lifetime cash savings are $5,692 or $16 / month.

For Old Fort, North Carolina 28762, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Old Fort, North Carolina 28762

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Old Fort, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Old Fort, NC 28762, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Old Fort, NC

Refinance Rates for Old Fort, North Carolina 28762 from 2013 - 2020

Below are historical data on refinancing in Old Fort, North Carolina and around Mcdowell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Old Fort, North Carolina 28762

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Old Fort, North Carolina 28762, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Carol Saunders

Loan Officer

1010 Merrimon Ave

Asheville, NC 28762

(828) 654-3279

carolsaunders@beverly-hanks.com

Cassandra Pavone

Loan Officer

1010 Merrimon Ave

Asheville, NC 28762

(828) 687-7275

cpavone@beverly-hanks.com

Cathy LaBruyere

Loan Officer

1010 Merrimon Ave

Asheville, NC 28762

(828) 230-4734

cathy@beverly-hanks.com

Diane D

Loan Officer

1010 Merrimon Ave

Asheville, NC 28762

(828) 210-2918

dianed@beverly-hanks.com

Dick Kennedy

Loan Officer

1010 Merrimon Ave

Asheville, NC 28762

(828) 210-3940

dkennedy@naibhcommercial.com

Address

1010 Merrimon Ave

Asheville, NC

Contact

(828) 654-3279

Fax (301) 639-0804

carolsaunders@beverly-hanks.com

Address

1010 Merrimon Ave

Asheville, NC

Contact

(828) 687-7275

Fax (301) 639-0804

cpavone@beverly-hanks.com

Address

1010 Merrimon Ave

Asheville, NC

Contact

(828) 230-4734

Fax (301) 639-0804

cathy@beverly-hanks.com

Refinancing News for Old Fort, North Carolina 28762