Compare Today’s Refinance Rates for Pendleton, North Carolina 27862
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pendleton, North Carolina 27862.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $12,408 over the lifetime of your mortgage, which translates to a monthly savings of $34 in Pendleton and other areas of Northampton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Pendleton, North Carolina 27862
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Interactive Refinance Rate Projections for Pendleton, North Carolina 27862
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pendleton, NC 27862, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pendleton, North Carolina 27862 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pendleton, North Carolina and the surrounding Northampton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Pendleton, North Carolina 27862
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pendleton, North Carolina 27862, we have compiled a list of top refinance brokers to assist you in the process.
Bruce Brown
Loan Officer
2300 S Croatan Hwy
Nags Head, NC 27862
(252) 449-8558
bruce.brown@yadkinmortgage.com
DAVID JOYNER
Branch Manager-Mortgage Loan Officer
115 Mustian Street
Kill Devil Hills, NC 27862
djoyner@homeownersmtg.com
Edward Farrow
Branch Supervisor
426 McArthur Street
Elizabeth City, NC 27862
(252) 335-0582
efarrow@agcarolina.com
Eddie Jennings
Agribusiness Loan Officer
426 McArthur Street
Elizabeth City, NC 27862
(252) 335-0582
ejennings@agcarolina.com
Drew Wright
Mortgage Loan Officer
6475 N Croatan Hwy,
Kitty Hawk, NC 27862
(480) 444-7100
drew.wright@onqfinancial.com
Address
2300 S Croatan Hwy
Nags Head, NC
Contact
(252) 449-8558
Fax (301) 639-0804
bruce.brown@yadkinmortgage.com
Address
115 Mustian Street
Kill Devil Hills, NC
Contact
Fax (301) 639-0804
djoyner@homeownersmtg.com
Address
426 McArthur Street
Elizabeth City, NC
Contact
(252) 335-0582
Fax (301) 639-0804
efarrow@agcarolina.com