Compare Today’s Refinance Rates for Penrose, North Carolina 28766
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Penrose, North Carolina 28766.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Penrose, North Carolina 28766. For 30-year amortization refinancing, you can expect lifetime cash savings of $15,045 or $42 per month in Penrose and other parts of Transylvania county.
Summary of Average Refinances in Penrose, North Carolina 28766
Become a certified mortgage expert on Pureloan.com
in Penrose, North Carolina 28766
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Penrose, North Carolina 28766
Pureloan has developed an interactive chart to monitor the five largest local lenders in Penrose, NC 28766, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Penrose, North Carolina 28766 from 2024 - 2016
The following historical data provides insights into refinancing trends in Penrose, North Carolina and the surrounding Transylvania county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.24% | 56.22% | 65.08% | 64.76% | 71.01% | 64.02% | 56.78% | 63.35% | 61.34% |
| avg refi rate | 6.65% | 3.50% | 2.95% | 3.26% | 4.13% | 4.53% | 4.04% | 3.89% | 4.05% |
| % 15 year fixed refinance | 28.55% | 21.93% | 22.05% | 19.16% | 23.11% | 30.69% | 25.05% | 27.92% | |
| avg refi rate | 2.72% | 2.45% | 2.81% | 3.58% | 3.77% | 3.31% | 3.13% | 3.33% | |
| Avg credit score | 728.52 | 752.47 | 765.90 | 765.70 | 759.17 | 746.04 | 750.93 | 757.25 | 763.68 |
| Avg LTV (loan to value) | 57.00% | 53.72% | 61.62% | 65.20% | 66.15% | 62.75% | 65.80% | 67.19% | 67.64% |
| Avg DTI (debt to income) | 36.14 | 32.98 | 31.90 | 32.01 | 32.63 | 33.02 | 32.98 | 32.83 | 31.58 |
| Avg refinance insurance % | 1.43% | 0.51% | 1.46% | 2.44% | 2.95% | 1.33% | 2.26% | 2.72% | 3.05% |
Best Refinance Brokers around Penrose, North Carolina 28766
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Penrose, North Carolina 28766, we have compiled a list of top refinance brokers to assist you in the process.
Daniel Wingfield
Mortgage Banker
3420 Toringdon Way, Suite 220
Charlotte, NC 28766
(704) 560-6754
danielwingfield@atlanticbay.com
Carol Saunders
Loan Officer
1010 Merrimon Ave
Asheville, NC 28766
(828) 654-3279
carolsaunders@beverly-hanks.com
Cassandra Pavone
Loan Officer
1010 Merrimon Ave
Asheville, NC 28766
(828) 687-7275
cpavone@beverly-hanks.com
Cathy LaBruyere
Loan Officer
1010 Merrimon Ave
Asheville, NC 28766
(828) 230-4734
cathy@beverly-hanks.com
Diane D
Loan Officer
1010 Merrimon Ave
Asheville, NC 28766
(828) 210-2918
dianed@beverly-hanks.com
Address
3420 Toringdon Way, Suite 220
Charlotte, NC
Contact
(704) 560-6754
Fax (301) 639-0804
danielwingfield@atlanticbay.com
Address
1010 Merrimon Ave
Asheville, NC
Contact
(828) 654-3279
Fax (301) 639-0804
carolsaunders@beverly-hanks.com
Address
1010 Merrimon Ave
Asheville, NC
Contact
(828) 687-7275
Fax (301) 639-0804
cpavone@beverly-hanks.com