Compare Today’s Refinance Rates for Pine Hall, North Carolina 27042
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Pine Hall, North Carolina 27042.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Pine Hall, North Carolina 27042. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,726 or $13 per month in Pine Hall and other parts of Stokes county.
Summary of Average Refinances in Pine Hall, North Carolina 27042
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Interactive Refinance Rate Projections for Pine Hall, North Carolina 27042
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pine Hall, NC 27042, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pine Hall, North Carolina 27042 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pine Hall, North Carolina and the surrounding Stokes county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 58.47% | 51.99% | 54.62% | 58.02% | 54.81% | 49.26% | 54.86% | 54.59% |
avg refi rate | 6.52% | 3.69% | 2.98% | 3.31% | 4.31% | 4.53% | 4.09% | 3.91% | 4.11% |
% 15 year fixed refinance | 21.61% | 29.71% | 28.36% | 22.22% | 32.59% | 40.89% | 29.96% | 29.82% | |
avg refi rate | 2.80% | 2.47% | 2.84% | 3.72% | 3.82% | 3.30% | 3.14% | 3.18% | |
Avg credit score | 765.13 | 742.25 | 752.85 | 760.18 | 741.26 | 743.06 | 747.06 | 752.24 | 753.72 |
Avg LTV (loan to value) | 61.88% | 60.57% | 67.49% | 71.75% | 71.20% | 68.85% | 73.08% | 73.57% | 71.83% |
Avg DTI (debt to income) | 37.50 | 32.38 | 30.15 | 29.76 | 32.72 | 31.62 | 31.73 | 29.65 | 29.49 |
Avg refinance insurance % | 1.39% | 2.32% | 4.22% | 5.80% | 3.96% | 5.79% | 4.74% | 5.12% |
Best Refinance Brokers around Pine Hall, North Carolina 27042
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pine Hall, North Carolina 27042, we have compiled a list of top refinance brokers to assist you in the process.
Marcia Perrell
Branch Manager, Vice President
135 Boxwood Village Dr
Mocksville, NC 27042
(336) 751-5755
marcia.perrell@bankofthecarolinas.com
Vernal Rhue
Loan Officer
104 Progress Ln
Yadkinville, NC 27042
(336) 258-6106
vernal.rhue@yadkinmortgage.com
Karen Spong
Mortgage Loan Officer
2629 Lewisville Clemmons Rd
Clemmons, NC 27042
(410) 626-2324
KSpong@bbandt.com
Lori Willis
Mortgage Loan Officer
541 N Main St
Mount Airy, NC 27042
(336) 719-2853
lwillis@bbandt.com
Address
135 Boxwood Village Dr
Mocksville, NC
Contact
(336) 751-5755
Fax (301) 639-0804
marcia.perrell@bankofthecarolinas.com
Address
104 Progress Ln
Yadkinville, NC
Contact
(336) 258-6106
Fax (301) 639-0804
vernal.rhue@yadkinmortgage.com
Address
2629 Lewisville Clemmons Rd
Clemmons, NC
Contact
(410) 626-2324
Fax (301) 639-0804
KSpong@bbandt.com