Compare Today’s Refinance Rates for Polkton, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Polkton, North Carolina 28135. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $1,933 or $5 / month in Polkton and other areas of Anson county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Polkton, North Carolina 28135.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Polkton, North Carolina 28135

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Polkton, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Polkton, NC 28135, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Polkton, NC

Refinance Rates for Polkton, North Carolina 28135 from 2013 - 2020

Below are historical data on refinancing in Polkton, North Carolina and around Anson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Polkton, North Carolina 28135

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Polkton, North Carolina 28135, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Alan Mayhew

Loan Officer

136 Bufflehead Dr

Mooresville, NC 28135

(704) 664-3611

Alan@Capitalmg.com

Donnie Alexander

Loan Officer

136 Bufflehead Dr

Mooresville, NC 28135

(704) 664-3611

Donnie@Capitalmg.com

Lisa Qualls

Loan Officer

104 Welton Way

Mooresville, NC 28135

(704) 230-0691

lisaq@cunninghammortgage.com

Lisa Coker

Loan Officer

104 Welton Way

Mooresville, NC 28135

(704) 230-0691

lisac@cunninghammortgage.com

Marci Morton

Loan Officer

104 Welton Way

Mooresville, NC 28135

(704) 230-0691

marcim@cunninghammortgage.com

Address

136 Bufflehead Dr

Mooresville, NC

Contact

(704) 664-3611

Fax (301) 639-0804

Alan@Capitalmg.com

Address

136 Bufflehead Dr

Mooresville, NC

Contact

(704) 664-3611

Fax (301) 639-0804

Donnie@Capitalmg.com

Address

104 Welton Way

Mooresville, NC

Contact

(704) 230-0691

Fax (301) 639-0804

lisaq@cunninghammortgage.com

Refinancing News for Polkton, North Carolina 28135