Compare Today’s Refinance Rates for Poplar Branch, North Carolina 27965
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Poplar Branch, North Carolina 27965.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Poplar Branch, North Carolina 27965. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,853 or $50 per month in Poplar Branch and other parts of Currituck county.
Summary of Average Refinances in Poplar Branch, North Carolina 27965
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Interactive Refinance Rate Projections for Poplar Branch, North Carolina 27965
Pureloan has developed an interactive chart to monitor the five largest local lenders in Poplar Branch, NC 27965, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Poplar Branch, North Carolina 27965 from 2024 - 2016
The following historical data provides insights into refinancing trends in Poplar Branch, North Carolina and the surrounding Currituck county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Poplar Branch, North Carolina 27965
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Poplar Branch, North Carolina 27965, we have compiled a list of top refinance brokers to assist you in the process.
Melissa Jones
Branch Manager, Vice President
660 Penny Ln
Concord, NC 27965
(704) 782-6560
melissa.jones@bankofthecarolinas.com
Suzi Branch
Branch Manager
338 Oak Avenue Mall Dr
Kannapolis, NC 27965
(855) 872-4170
sbranch@castlecooke.com
Wilma Parker
Loan Officer
338 Oak Avenue Mall Dr
Kannapolis, NC 27965
(855) 872-4170
wparker@castlecooke.com
Christine Evans
Loan Processor
338 Oak Avenue Mall Dr
Kannapolis, NC 27965
(855) 786-5695
caevans@castlecooke.com
Shelley Roberts
Mortgage Loan Officer
100 E Garrison Blvd
Gastonia, NC 27965
(704) 691-6181
shelley.roberts@pncmortgage.com
Address
660 Penny Ln
Concord, NC
Contact
(704) 782-6560
Fax (301) 639-0804
melissa.jones@bankofthecarolinas.com
Address
338 Oak Avenue Mall Dr
Kannapolis, NC
Contact
(855) 872-4170
Fax (301) 639-0804
sbranch@castlecooke.com
Address
338 Oak Avenue Mall Dr
Kannapolis, NC
Contact
(855) 872-4170
Fax (301) 639-0804
wparker@castlecooke.com