Compare Today’s Refinance Rates for Princeton, North Carolina 27569
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Princeton, North Carolina 27569.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $15,045 over the lifetime of your mortgage, which translates to a monthly savings of $42 in Princeton and other areas of Johnston county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Princeton, North Carolina 27569
Become a certified mortgage expert on Pureloan.com
in Princeton, North Carolina 27569
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Princeton, North Carolina 27569
Pureloan has developed an interactive chart to monitor the five largest local lenders in Princeton, NC 27569, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Princeton, North Carolina 27569 from 2024 - 2016
The following historical data provides insights into refinancing trends in Princeton, North Carolina and the surrounding Johnston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Princeton, North Carolina 27569
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Princeton, North Carolina 27569, we have compiled a list of top refinance brokers to assist you in the process.
Penni Rogers
Mortgage Loan Officer
102 N Pine St�
Princeton, NC 27569
(336) 547-2047
progers@bbandt.com
Chris Coates
Agribusiness Loan Officer
2850 US Hwy 70 Business East
Smithfield, NC 27569
(919) 934-9731
ccoates@agcarolina.com
James Conley
Loan Officer
2850 US Hwy 70 Business East
Smithfield, NC 27569
(919) 934-9731
jconley@agcarolina.com
Richard Harris
Loan Officer
2850 US Hwy 70 Business East
Smithfield, NC 27569
(919) 934-9731
rharris@agcarolina.com
Murray Ballance
Branch Supervisor
2850 US Hwy 70 Business East
Smithfield, NC 27569
(919) 934-9731
mballance@agcarolina.com
Address
102 N Pine St�
Princeton, NC
Contact
(336) 547-2047
Fax (301) 639-0804
progers@bbandt.com
Address
2850 US Hwy 70 Business East
Smithfield, NC
Contact
(919) 934-9731
Fax (301) 639-0804
ccoates@agcarolina.com
Address
2850 US Hwy 70 Business East
Smithfield, NC
Contact
(919) 934-9731
Fax (301) 639-0804
jconley@agcarolina.com