Compare Today’s Refinance Rates for Raleigh, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Raleigh, North Carolina 27695. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Raleigh and surrounding areas of Wake county, your expected lifetime cash savings are $4,424 or $12 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Raleigh, North Carolina 27695.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Raleigh, North Carolina 27695

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Raleigh, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Raleigh, NC 27695, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Raleigh, NC

Refinance Rates for Raleigh, North Carolina 27695 from 2013 - 2020

Below are historical data on refinancing in Raleigh, North Carolina and around Wake county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Raleigh, North Carolina 27695

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Raleigh, North Carolina 27695, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kelly Fox

Mortgage Loan Officer

4800 Six Forks Rd # 115

Raleigh, NC 27695

(919) 749-6090

kelly.fox@firstsouthnc.com

Heather Sirgany

Mortgage Loan Officer

4515 Falls Of Neuse Road, Suite 300

Raleigh, NC 27695

(919) 225-3093

heather.sirgany@townebankmortgage.com

Phil Jawny

Mortgage Loan Officer Phil Jawny

4515 Falls Of Neuse Road, Suite 300

Raleigh, NC 27695

(919) 422-6035

phil.jawny@townebankmortgage.com

Paul Fitts

Mortgage Loan Officer Paul Fitts

4515 Falls Of Neuse Road, Suite 300

Raleigh, NC 27695

(919) 882-5100

paul.fitts@townebankmortgage.com

Christopher Coy

Mortgage Loan Officer

4515 Falls Of Neuse Road, Suite 300

Raleigh, NC 27695

(919) 306-8895

christopher.coy@townebankmortgage.com

Address

4800 Six Forks Rd # 115

Raleigh, NC

Contact

(919) 749-6090

Fax (301) 639-0804

kelly.fox@firstsouthnc.com

Address

4515 Falls Of Neuse Road, Suite 300

Raleigh, NC

Contact

(919) 225-3093

Fax (301) 639-0804

heather.sirgany@townebankmortgage.com

Address

4515 Falls Of Neuse Road, Suite 300

Raleigh, NC

Contact

(919) 422-6035

Fax (301) 639-0804

phil.jawny@townebankmortgage.com

Refinancing News for Raleigh, North Carolina 27695