Compare Today’s Refinance Rates for Randleman, North Carolina 27317
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Randleman, North Carolina 27317.
With a 30-year amortization refinance in Randleman and surrounding areas of Randolph county, our calculations show that you can expect to save up to $13,197 over the lifetime of your mortgage, or a monthly savings of $37. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Randleman, North Carolina 27317.
Summary of Average Refinances in Randleman, North Carolina 27317
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Interactive Refinance Rate Projections for Randleman, North Carolina 27317
Pureloan has developed an interactive chart to monitor the five largest local lenders in Randleman, NC 27317, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Randleman, North Carolina 27317 from 2024 - 2016
The following historical data provides insights into refinancing trends in Randleman, North Carolina and the surrounding Randolph county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Randleman, North Carolina 27317
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Randleman, North Carolina 27317, we have compiled a list of top refinance brokers to assist you in the process.
Jessica Rash
Mortgage Loan Specialist
1416 Freeway Dr
Reidsville, NC 27317
(336) 342-2324
jrash@carolinafc.com
Deanna Johnston
Sr. Loan Officer
730 S. Scales St.Ste. E
Reidsville, NC 27317
(843) 449-2250
djohnston@alcovamortgage.com
Ryan Bruff
Mortgage Banker
1712 Eastwood Rd., Suite 210
Wilmington, NC 27317
(336) 344-8476
ryanbruff@atlanticbay.com
Wade Burke
Sales Manager
1712 Eastwood Rd., Suite 210
Wilmington, NC 27317
(336) 344-8476
wadeburke@atlanticbay.com
Brenda Dickerson
Sr. Mortgage Banker
721 S. Scales St
Reidsville, NC 27317
(336) 344-8951
brendadickerson@atlanticbay.com
Address
1416 Freeway Dr
Reidsville, NC
Contact
(336) 342-2324
Fax (301) 639-0804
jrash@carolinafc.com
Address
730 S. Scales St.Ste. E
Reidsville, NC
Contact
(843) 449-2250
Fax (301) 639-0804
djohnston@alcovamortgage.com
Address
1712 Eastwood Rd., Suite 210
Wilmington, NC
Contact
(336) 344-8476
Fax (301) 639-0804
ryanbruff@atlanticbay.com