Compare Today’s Refinance Rates for Reidsville, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Reidsville, North Carolina 27322. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,763 or $10 / month in Reidsville and other areas of Rockingham county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Reidsville, North Carolina 27322.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Reidsville, North Carolina 27322

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Reidsville, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Reidsville, NC 27322, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Reidsville, NC

Refinance Rates for Reidsville, North Carolina 27322 from 2013 - 2020

Below are historical data on refinancing in Reidsville, North Carolina and around Rockingham county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Reidsville, North Carolina 27322

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Reidsville, North Carolina 27322, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brenda Dickerson

Sr. Mortgage Banker

721 S. Scales St

Reidsville, NC 27322

(336) 344-8951

brendadickerson@atlanticbay.com

Deanna Johnston

Sr. Loan Officer

730 S. Scales St.Ste. E

Reidsville, NC 27322

(843) 449-2250

djohnston@alcovamortgage.com

Jessica Rash

Mortgage Loan Specialist

1416 Freeway Dr

Reidsville, NC 27322

(336) 342-2324

jrash@carolinafc.com

Ryan Bruff

Mortgage Banker

1712 Eastwood Rd., Suite 210

Wilmington, NC 27322

(336) 344-8476

ryanbruff@atlanticbay.com

Wade Burke

Sales Manager

1712 Eastwood Rd., Suite 210

Wilmington, NC 27322

(336) 344-8476

wadeburke@atlanticbay.com

Address

721 S. Scales St

Reidsville, NC

Contact

(336) 344-8951

Fax (301) 639-0804

brendadickerson@atlanticbay.com

Address

730 S. Scales St.Ste. E

Reidsville, NC

Contact

(843) 449-2250

Fax (301) 639-0804

djohnston@alcovamortgage.com

Address

1416 Freeway Dr

Reidsville, NC

Contact

(336) 342-2324

Fax (301) 639-0804

jrash@carolinafc.com

Refinancing News for Reidsville, North Carolina 27322