Compare Today’s Refinance Rates for Rhodhiss, North Carolina 28667
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rhodhiss, North Carolina 28667.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rhodhiss, North Carolina 28667. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,444 or $18 per month in Rhodhiss and other parts of Caldwell county.
Summary of Average Refinances in Rhodhiss, North Carolina 28667
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Interactive Refinance Rate Projections for Rhodhiss, North Carolina 28667
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rhodhiss, NC 28667, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rhodhiss, North Carolina 28667 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rhodhiss, North Carolina and the surrounding Caldwell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 57.87% | 56.17% | 53.79% | 58.15% | 55.08% | 52.41% | 54.22% | 53.45% |
avg refi rate | 6.40% | 3.67% | 2.99% | 3.29% | 4.25% | 4.50% | 4.09% | 3.92% | 4.08% |
% 15 year fixed refinance | 7.69% | 25.72% | 28.72% | 30.29% | 28.93% | 30.51% | 34.22% | 31.56% | 32.29% |
avg refi rate | 6.37% | 2.75% | 2.49% | 2.84% | 3.71% | 3.92% | 3.23% | 3.19% | 3.30% |
Avg credit score | 742.31 | 764.36 | 751.68 | 760.74 | 747.14 | 743.83 | 752.84 | 756.82 | 757.08 |
Avg LTV (loan to value) | 69.50% | 59.60% | 64.65% | 67.70% | 67.60% | 67.35% | 69.36% | 70.33% | 70.48% |
Avg DTI (debt to income) | 35.46 | 32.91 | 31.26 | 30.94 | 32.22 | 32.89 | 32.49 | 30.97 | 31.94 |
Avg refinance insurance % | 7.46% | 1.72% | 2.27% | 3.06% | 3.14% | 3.47% | 3.84% | 4.26% | 4.89% |
Best Refinance Brokers around Rhodhiss, North Carolina 28667
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rhodhiss, North Carolina 28667, we have compiled a list of top refinance brokers to assist you in the process.
Scott Harris
Mortgage Loan Officer
212 E Broad St
Statesville, NC 28667
(704) 871-3415
Scotta.Harris@pncmortgage.com
Melissa Taylor
Mortgage Loan Officer
173 S Main St
Sparta, NC 28667
(336) 372-5160
mctaylor@bbandt.com
Alicia Hearne
Mortgage Broker
2106 Hendersonville Rd
Arden, NC 28667
(828) 257-5760
alicia.hearne@firstcitizens.com
Bennett Lin
Loan Officer
PO Box 2026
Enka, NC 28667
(828) 670-5381
linbennett@hotmail.com
Geri Ray
Loan Officer
PO Box 2236
Weaverville, NC 28667
(828) 274-4946
geri@solution1mtg.com
Address
212 E Broad St
Statesville, NC
Contact
(704) 871-3415
Fax (301) 639-0804
Scotta.Harris@pncmortgage.com
Address
173 S Main St
Sparta, NC
Contact
(336) 372-5160
Fax (301) 639-0804
mctaylor@bbandt.com
Address
2106 Hendersonville Rd
Arden, NC
Contact
(828) 257-5760
Fax (301) 639-0804
alicia.hearne@firstcitizens.com