Compare Today’s Refinance Rates for Rich Square, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Rich Square, North Carolina 27869. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Rich Square and other areas of Northampton county, expected lifetime cash savings are $1,824 or $5 / month.

For Rich Square, North Carolina 27869, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Rich Square, North Carolina 27869

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rich Square, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rich Square, NC 27869, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rich Square, NC

Refinance Rates for Rich Square, North Carolina 27869 from 2013 - 2020

Below are historical data on refinancing in Rich Square, North Carolina and around Northampton county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rich Square, North Carolina 27869

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rich Square, North Carolina 27869, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bruce Brown

Loan Officer

2300 S Croatan Hwy

Nags Head, NC 27869

(252) 449-8558

bruce.brown@yadkinmortgage.com

DAVID JOYNER

Branch Manager-Mortgage Loan Officer

115 Mustian Street

Kill Devil Hills, NC 27869

djoyner@homeownersmtg.com

Edward Farrow

Branch Supervisor

426 McArthur Street

Elizabeth City, NC 27869

(252) 335-0582

efarrow@agcarolina.com

Eddie Jennings

Agribusiness Loan Officer

426 McArthur Street

Elizabeth City, NC 27869

(252) 335-0582

ejennings@agcarolina.com

Drew Wright

Mortgage Loan Officer

6475 N Croatan Hwy,

Kitty Hawk, NC 27869

(480) 444-7100

drew.wright@onqfinancial.com

Address

2300 S Croatan Hwy

Nags Head, NC

Contact

(252) 449-8558

Fax (301) 639-0804

bruce.brown@yadkinmortgage.com

Address

115 Mustian Street

Kill Devil Hills, NC

Contact

Fax (301) 639-0804

djoyner@homeownersmtg.com

Address

426 McArthur Street

Elizabeth City, NC

Contact

(252) 335-0582

Fax (301) 639-0804

efarrow@agcarolina.com

Refinancing News for Rich Square, North Carolina 27869