Compare Today’s Refinance Rates for Rich Square, North Carolina 27869
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rich Square, North Carolina 27869.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rich Square, North Carolina 27869. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,729 or $8 per month in Rich Square and other parts of Northampton county.
Summary of Average Refinances in Rich Square, North Carolina 27869
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Interactive Refinance Rate Projections for Rich Square, North Carolina 27869
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rich Square, NC 27869, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rich Square, North Carolina 27869 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rich Square, North Carolina and the surrounding Northampton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Rich Square, North Carolina 27869
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rich Square, North Carolina 27869, we have compiled a list of top refinance brokers to assist you in the process.
Bruce Brown
Loan Officer
2300 S Croatan Hwy
Nags Head, NC 27869
(252) 449-8558
bruce.brown@yadkinmortgage.com
DAVID JOYNER
Branch Manager-Mortgage Loan Officer
115 Mustian Street
Kill Devil Hills, NC 27869
djoyner@homeownersmtg.com
Edward Farrow
Branch Supervisor
426 McArthur Street
Elizabeth City, NC 27869
(252) 335-0582
efarrow@agcarolina.com
Eddie Jennings
Agribusiness Loan Officer
426 McArthur Street
Elizabeth City, NC 27869
(252) 335-0582
ejennings@agcarolina.com
Drew Wright
Mortgage Loan Officer
6475 N Croatan Hwy,
Kitty Hawk, NC 27869
(480) 444-7100
drew.wright@onqfinancial.com
Address
2300 S Croatan Hwy
Nags Head, NC
Contact
(252) 449-8558
Fax (301) 639-0804
bruce.brown@yadkinmortgage.com
Address
115 Mustian Street
Kill Devil Hills, NC
Contact
Fax (301) 639-0804
djoyner@homeownersmtg.com
Address
426 McArthur Street
Elizabeth City, NC
Contact
(252) 335-0582
Fax (301) 639-0804
efarrow@agcarolina.com