Compare Today’s Refinance Rates for Ridgecrest, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Ridgecrest, North Carolina 28770. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Ridgecrest and surrounding areas of Buncombe county, your expected lifetime cash savings are $6,536 or $18 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ridgecrest, North Carolina 28770.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Ridgecrest, North Carolina 28770

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ridgecrest, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ridgecrest, NC 28770, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ridgecrest, NC

Refinance Rates for Ridgecrest, North Carolina 28770 from 2013 - 2020

Below are historical data on refinancing in Ridgecrest, North Carolina and around Buncombe county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ridgecrest, North Carolina 28770

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ridgecrest, North Carolina 28770, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Daniel Wingfield

Mortgage Banker

3420 Toringdon Way, Suite 220

Charlotte, NC 28770

(704) 560-6754

danielwingfield@atlanticbay.com

Carol Saunders

Loan Officer

1010 Merrimon Ave

Asheville, NC 28770

(828) 654-3279

carolsaunders@beverly-hanks.com

Cassandra Pavone

Loan Officer

1010 Merrimon Ave

Asheville, NC 28770

(828) 687-7275

cpavone@beverly-hanks.com

Cathy LaBruyere

Loan Officer

1010 Merrimon Ave

Asheville, NC 28770

(828) 230-4734

cathy@beverly-hanks.com

Diane D

Loan Officer

1010 Merrimon Ave

Asheville, NC 28770

(828) 210-2918

dianed@beverly-hanks.com

Address

3420 Toringdon Way, Suite 220

Charlotte, NC

Contact

(704) 560-6754

Fax (301) 639-0804

danielwingfield@atlanticbay.com

Address

1010 Merrimon Ave

Asheville, NC

Contact

(828) 654-3279

Fax (301) 639-0804

carolsaunders@beverly-hanks.com

Address

1010 Merrimon Ave

Asheville, NC

Contact

(828) 687-7275

Fax (301) 639-0804

cpavone@beverly-hanks.com

Refinancing News for Ridgecrest, North Carolina 28770