Compare Today’s Refinance Rates for Rockingham, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Rockingham, North Carolina 28379. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,808 or $8 / month in Rockingham and other areas of Richmond county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Rockingham, North Carolina 28379.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Rockingham, North Carolina 28379

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rockingham, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rockingham, NC 28379, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rockingham, NC

Refinance Rates for Rockingham, North Carolina 28379 from 2013 - 2020

Below are historical data on refinancing in Rockingham, North Carolina and around Richmond county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rockingham, North Carolina 28379

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rockingham, North Carolina 28379, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mellisa Holt

Mortgage Loan Officer

116 S Lee St

Rockingham, NC 28379

(910) 215-2587

mmholt@bbandt.com

Monica Yates

Loan Officer

400 NW Broad St

Southern Pines, NC 28379

(910) 246-0990

myates@firstbancorp.com

Rebecca Shearer

Branch Manager/Loan Officer

216 Commerce Avenue

Southern Pines, NC 28379

(910) 550-1041

rshearer@lendtheway.com

Kelly Stafford

Mortgage Loan Originators

205 S.E. Broad St.

Southern Pines, NC 28379

910

kstafford@localfirstbank.com

Ginny Webb

Mortgage Loan Originators

205 S.E. Broad St.

Southern Pines, NC 28379

910

gwebb@localfirstbank.com

Address

116 S Lee St

Rockingham, NC

Contact

(910) 215-2587

Fax (301) 639-0804

mmholt@bbandt.com

Address

400 NW Broad St

Southern Pines, NC

Contact

(910) 246-0990

Fax (301) 639-0804

myates@firstbancorp.com

Address

216 Commerce Avenue

Southern Pines, NC

Contact

(910) 550-1041

Fax (301) 639-0804

rshearer@lendtheway.com

Refinancing News for Rockingham, North Carolina 28379