Compare Today’s Refinance Rates for Rocky Mount, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Rocky Mount, North Carolina 27803. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Rocky Mount and other areas of Nash county, expected lifetime cash savings are $1,919 or $5 / month.

For Rocky Mount, North Carolina 27803, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Rocky Mount, North Carolina 27803

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rocky Mount, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rocky Mount, NC 27803, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rocky Mount, NC

Refinance Rates for Rocky Mount, North Carolina 27803 from 2013 - 2020

Below are historical data on refinancing in Rocky Mount, North Carolina and around Nash county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rocky Mount, North Carolina 27803

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rocky Mount, North Carolina 27803, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Angela Lewis

Mortgage Loan Officer

147 N Winstead Ave

Rocky Mount, NC 27803

(252) 212-6051

angela.lewis@bbandt.com

Sandra Pridgen

Mortgage Loan Officer

1114 Benvenue Rd�

Rocky Mount, NC 27803

(252) 212-6076

spridgen@bbandt.com

Edward Lamm

Mortgage Loan Officer

3631 Sunset Ave Westridge Exp

Rocky Mount, NC 27803

(252) 454-6105

edward.lamm@pncmortgage.com

Dave Ashman

Mortgage Loan Officer

2901 Sunset Avenue Post Office Box 8529

Rocky Mount, NC 27803

(252) 451-5197

dave.ashman@firstsouthnc.com

Ellen Bass

Loan Officer

1311 Carolina Ave

Washington, NC 27803

(252) 442-2414

ellen.bass@firstsouthnc.com

Address

147 N Winstead Ave

Rocky Mount, NC

Contact

(252) 212-6051

Fax (301) 639-0804

angela.lewis@bbandt.com

Address

1114 Benvenue Rd�

Rocky Mount, NC

Contact

(252) 212-6076

Fax (301) 639-0804

spridgen@bbandt.com

Address

3631 Sunset Ave Westridge Exp

Rocky Mount, NC

Contact

(252) 454-6105

Fax (301) 639-0804

edward.lamm@pncmortgage.com

Refinancing News for Rocky Mount, North Carolina 27803