Compare Today’s Refinance Rates for Ronda, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Ronda, North Carolina 28670. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Ronda and surrounding areas of Wilkes county, your expected lifetime cash savings are $3,420 or $10 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ronda, North Carolina 28670.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Ronda, North Carolina 28670

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ronda, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ronda, NC 28670, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ronda, NC

Refinance Rates for Ronda, North Carolina 28670 from 2013 - 2020

Below are historical data on refinancing in Ronda, North Carolina and around Wilkes county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ronda, North Carolina 28670

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ronda, North Carolina 28670, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Scott Harris

Mortgage Loan Officer

212 E Broad St

Statesville, NC 28670

(704) 871-3415

Scotta.Harris@pncmortgage.com

Melissa Taylor

Mortgage Loan Officer

173 S Main St

Sparta, NC 28670

(336) 372-5160

mctaylor@bbandt.com

Alicia Hearne

Mortgage Broker

2106 Hendersonville Rd

Arden, NC 28670

(828) 257-5760

alicia.hearne@firstcitizens.com

Bennett Lin

Loan Officer

PO Box 2026

Enka, NC 28670

(828) 670-5381

linbennett@hotmail.com

Geri Ray

Loan Officer

PO Box 2236

Weaverville, NC 28670

(828) 274-4946

geri@solution1mtg.com

Address

212 E Broad St

Statesville, NC

Contact

(704) 871-3415

Fax (301) 639-0804

Scotta.Harris@pncmortgage.com

Address

173 S Main St

Sparta, NC

Contact

(336) 372-5160

Fax (301) 639-0804

mctaylor@bbandt.com

Address

2106 Hendersonville Rd

Arden, NC

Contact

(828) 257-5760

Fax (301) 639-0804

alicia.hearne@firstcitizens.com

Refinancing News for Ronda, North Carolina 28670