Compare Today’s Refinance Rates for Rose Hill, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Rose Hill, North Carolina 28458. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,626 or $7 / month in Rose Hill and other areas of Duplin county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Rose Hill, North Carolina 28458.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Rose Hill, North Carolina 28458

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rose Hill, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rose Hill, NC 28458, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rose Hill, NC

Refinance Rates for Rose Hill, North Carolina 28458 from 2013 - 2020

Below are historical data on refinancing in Rose Hill, North Carolina and around Duplin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rose Hill, North Carolina 28458

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rose Hill, North Carolina 28458, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Dianne Mcrainey

Mortgage Loan Originators

120 Causeway Dr.

Ocean Isle, NC 28458

910

dmcrainey@localfirstbank.com

Lisa Smith

Personal Banker

117 E Southerland St

Wallace, NC 28458

(910) 498-0350

lisa.smith@firstsouthnc.com

Joyce Thigpen

Vp/Branch Manager

117 E Southerland St

Wallace, NC 28458

(910) 498-0350

joyce.thigpen@firstsouthnc.com

Candace Roney

Mortgage Broker

411 Front St

Beaufort, NC 28458

(252) 728-4947

candace.roney@firstcitizens.com

Miriam Willis

Mortgage Loan Officer

202 Craven Street Post Office Box 12429

New Bern, NC 28458

(252) 637-7069

miriam.willis@firstsouthnc.com

Address

120 Causeway Dr.

Ocean Isle, NC

Contact

910

Fax (301) 639-0804

dmcrainey@localfirstbank.com

Address

117 E Southerland St

Wallace, NC

Contact

(910) 498-0350

Fax (301) 639-0804

lisa.smith@firstsouthnc.com

Address

117 E Southerland St

Wallace, NC

Contact

(910) 498-0350

Fax (301) 639-0804

joyce.thigpen@firstsouthnc.com

Refinancing News for Rose Hill, North Carolina 28458