Compare Today’s Refinance Rates for Rural Hall, North Carolina 27098
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rural Hall, North Carolina 27098.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rural Hall, North Carolina 27098. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,444 or $18 per month in Rural Hall and other parts of Forsyth county.
Summary of Average Refinances in Rural Hall, North Carolina 27098
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Interactive Refinance Rate Projections for Rural Hall, North Carolina 27098
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rural Hall, NC 27098, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rural Hall, North Carolina 27098 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rural Hall, North Carolina and the surrounding Forsyth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 58.47% | 51.99% | 54.62% | 58.02% | 54.81% | 49.26% | 54.86% | 54.59% |
avg refi rate | 6.52% | 3.69% | 2.98% | 3.31% | 4.31% | 4.53% | 4.09% | 3.91% | 4.11% |
% 15 year fixed refinance | 21.61% | 29.71% | 28.36% | 22.22% | 32.59% | 40.89% | 29.96% | 29.82% | |
avg refi rate | 2.80% | 2.47% | 2.84% | 3.72% | 3.82% | 3.30% | 3.14% | 3.18% | |
Avg credit score | 765.13 | 742.25 | 752.85 | 760.18 | 741.26 | 743.06 | 747.06 | 752.24 | 753.72 |
Avg LTV (loan to value) | 61.88% | 60.57% | 67.49% | 71.75% | 71.20% | 68.85% | 73.08% | 73.57% | 71.83% |
Avg DTI (debt to income) | 37.50 | 32.38 | 30.15 | 29.76 | 32.72 | 31.62 | 31.73 | 29.65 | 29.49 |
Avg refinance insurance % | 1.39% | 2.32% | 4.22% | 5.80% | 3.96% | 5.79% | 4.74% | 5.12% |
Best Refinance Brokers around Rural Hall, North Carolina 27098
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rural Hall, North Carolina 27098, we have compiled a list of top refinance brokers to assist you in the process.
Marti Waller
Mortgage Loan Specialist
1691 Westbrook Plaza Dr
Winston Salem, NC 27098
(800) 782-4670 Ext2751
mwaller@allegacyfcu.org
VICTORIA SPANNAUS
Home Mortgage Consultant
1100 S Stratford Rd Ste 301
Winston Salem, NC 27098
(336) 794-9967
VICTORIA.SPANNAUS@wellsfargo.com
BORIS ELDER
Home Mortgage Consultant
1100 S Stratford Rd Ste 301
Winston Salem, NC 27098
(336) 794-9967
BORIS.ELDER@wellsfargo.com
Carey Benton-Jewett
Mortgage Broker
3001 Trenwest Dr
Winston Salem, NC 27098
(336) 631-2450
carey.benton-jewett@firstcitizens.com
Vernon Borgwardt
Mortgage Loan Officer
2150 Country Club Rd
Winston Salem, NC 27098
Vernon.Borgwardt@pncmortgage.com
Address
1691 Westbrook Plaza Dr
Winston Salem, NC
Contact
(800) 782-4670 Ext2751
Fax (301) 639-0804
mwaller@allegacyfcu.org
Address
1100 S Stratford Rd Ste 301
Winston Salem, NC
Contact
(336) 794-9967
Fax (301) 639-0804
VICTORIA.SPANNAUS@wellsfargo.com
Address
1100 S Stratford Rd Ste 301
Winston Salem, NC
Contact
(336) 794-9967
Fax (301) 639-0804
BORIS.ELDER@wellsfargo.com