Compare Today’s Refinance Rates for Rutherford College, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Rutherford College, North Carolina 28671. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Rutherford College and other areas of Caldwell county, expected lifetime cash savings are $5,336 or $15 / month.

For Rutherford College, North Carolina 28671, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Rutherford College, North Carolina 28671

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rutherford College, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rutherford College, NC 28671, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rutherford College, NC

Refinance Rates for Rutherford College, North Carolina 28671 from 2013 - 2020

Below are historical data on refinancing in Rutherford College, North Carolina and around Caldwell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rutherford College, North Carolina 28671

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rutherford College, North Carolina 28671, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Scott Harris

Mortgage Loan Officer

212 E Broad St

Statesville, NC 28671

(704) 871-3415

Scotta.Harris@pncmortgage.com

Melissa Taylor

Mortgage Loan Officer

173 S Main St

Sparta, NC 28671

(336) 372-5160

mctaylor@bbandt.com

Alicia Hearne

Mortgage Broker

2106 Hendersonville Rd

Arden, NC 28671

(828) 257-5760

alicia.hearne@firstcitizens.com

Bennett Lin

Loan Officer

PO Box 2026

Enka, NC 28671

(828) 670-5381

linbennett@hotmail.com

Geri Ray

Loan Officer

PO Box 2236

Weaverville, NC 28671

(828) 274-4946

geri@solution1mtg.com

Address

212 E Broad St

Statesville, NC

Contact

(704) 871-3415

Fax (301) 639-0804

Scotta.Harris@pncmortgage.com

Address

173 S Main St

Sparta, NC

Contact

(336) 372-5160

Fax (301) 639-0804

mctaylor@bbandt.com

Address

2106 Hendersonville Rd

Arden, NC

Contact

(828) 257-5760

Fax (301) 639-0804

alicia.hearne@firstcitizens.com

Refinancing News for Rutherford College, North Carolina 28671