Compare Today’s Refinance Rates for Rutherfordton, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Rutherfordton, North Carolina 28139. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Rutherfordton and other areas of Rutherford county, expected lifetime cash savings are $5,336 or $15 / month.

For Rutherfordton, North Carolina 28139, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Rutherfordton, North Carolina 28139

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rutherfordton, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rutherfordton, NC 28139, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rutherfordton, NC

Refinance Rates for Rutherfordton, North Carolina 28139 from 2013 - 2020

Below are historical data on refinancing in Rutherfordton, North Carolina and around Rutherford county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rutherfordton, North Carolina 28139

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rutherfordton, North Carolina 28139, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Dawn Haynes

Mortgage Banker

235 N. Washington Street

Rutherfordton, NC 28139

(828) 829-1550

dawnhaynes@atlanticbay.com

Karen Maxwell

Sr. Mortgage Banker

235 N. Washington Street

Rutherfordton, NC 28139

(828) 829-1555

karenmaxwell@atlanticbay.com

Erin Hooper

Mortgage Loan Officer

134 Charlotte Rd

Rutherfordton, NC 28139

(828) 248-4109

ehooper@bbandt.com

Jane McBrayer

Mortgage Loan Officer

275 N Main St

Rutherfordton, NC 28139

(828) 287-6453

jane.mcbrayer@pncmortgage.com

Alan Mayhew

Loan Officer

136 Bufflehead Dr

Mooresville, NC 28139

(704) 664-3611

Alan@Capitalmg.com

Address

235 N. Washington Street

Rutherfordton, NC

Contact

(828) 829-1550

Fax (301) 639-0804

dawnhaynes@atlanticbay.com

Address

235 N. Washington Street

Rutherfordton, NC

Contact

(828) 829-1555

Fax (301) 639-0804

karenmaxwell@atlanticbay.com

Address

134 Charlotte Rd

Rutherfordton, NC

Contact

(828) 248-4109

Fax (301) 639-0804

ehooper@bbandt.com

Refinancing News for Rutherfordton, North Carolina 28139