Compare Today’s Refinance Rates for Rutherfordton, North Carolina 28139
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rutherfordton, North Carolina 28139.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rutherfordton, North Carolina 28139. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,640 or $21 per month in Rutherfordton and other parts of Rutherford county.
Summary of Average Refinances in Rutherfordton, North Carolina 28139
Become a certified mortgage expert on Pureloan.com
in Rutherfordton, North Carolina 28139
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Rutherfordton, North Carolina 28139
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rutherfordton, NC 28139, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rutherfordton, North Carolina 28139 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rutherfordton, North Carolina and the surrounding Rutherford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.94% | 55.38% | 61.13% | 61.14% | 61.51% | 60.50% | 49.67% | 54.33% | 55.89% |
avg refi rate | 6.27% | 3.51% | 2.95% | 3.24% | 4.08% | 4.50% | 4.09% | 3.86% | 4.08% |
% 15 year fixed refinance | 3.03% | 26.42% | 24.18% | 23.58% | 25.08% | 25.08% | 36.80% | 33.48% | 29.75% |
avg refi rate | 6.36% | 2.62% | 2.42% | 2.78% | 3.53% | 3.80% | 3.21% | 3.06% | 3.30% |
Avg credit score | 746.06 | 740.78 | 752.89 | 761.17 | 754.43 | 747.45 | 747.06 | 757.12 | 756.82 |
Avg LTV (loan to value) | 60.09% | 56.09% | 64.67% | 68.88% | 69.89% | 68.33% | 69.36% | 70.87% | 71.81% |
Avg DTI (debt to income) | 35.06 | 32.45 | 30.78 | 30.11 | 31.38 | 32.99 | 31.95 | 30.82 | 31.41 |
Avg refinance insurance % | 1.09% | 0.55% | 2.13% | 3.63% | 5.08% | 2.44% | 3.53% | 3.63% | 4.08% |
Best Refinance Brokers around Rutherfordton, North Carolina 28139
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rutherfordton, North Carolina 28139, we have compiled a list of top refinance brokers to assist you in the process.
Dawn Haynes
Mortgage Banker
235 N. Washington Street
Rutherfordton, NC 28139
(828) 829-1550
dawnhaynes@atlanticbay.com
Karen Maxwell
Sr. Mortgage Banker
235 N. Washington Street
Rutherfordton, NC 28139
(828) 829-1555
karenmaxwell@atlanticbay.com
Erin Hooper
Mortgage Loan Officer
134 Charlotte Rd
Rutherfordton, NC 28139
(828) 248-4109
ehooper@bbandt.com
Jane McBrayer
Mortgage Loan Officer
275 N Main St
Rutherfordton, NC 28139
(828) 287-6453
jane.mcbrayer@pncmortgage.com
Alan Mayhew
Loan Officer
136 Bufflehead Dr
Mooresville, NC 28139
(704) 664-3611
Alan@Capitalmg.com
Address
235 N. Washington Street
Rutherfordton, NC
Contact
(828) 829-1550
Fax (301) 639-0804
dawnhaynes@atlanticbay.com
Address
235 N. Washington Street
Rutherfordton, NC
Contact
(828) 829-1555
Fax (301) 639-0804
karenmaxwell@atlanticbay.com
Address
134 Charlotte Rd
Rutherfordton, NC
Contact
(828) 248-4109
Fax (301) 639-0804
ehooper@bbandt.com