Compare Today’s Refinance Rates for Saint Pauls, North Carolina 28384
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Saint Pauls, North Carolina 28384.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Saint Pauls, North Carolina 28384. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,585 or $16 per month in Saint Pauls and other parts of Robeson county.
Summary of Average Refinances in Saint Pauls, North Carolina 28384
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Interactive Refinance Rate Projections for Saint Pauls, North Carolina 28384
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Pauls, NC 28384, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Pauls, North Carolina 28384 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Pauls, North Carolina and the surrounding Robeson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.85% | 57.07% | 50.35% | 51.85% | 58.46% | 64.62% | 47.66% | 52.53% | 52.69% |
avg refi rate | 6.64% | 3.80% | 3.04% | 3.38% | 4.44% | 4.63% | 4.19% | 4.02% | 4.15% |
% 15 year fixed refinance | 6.06% | 27.02% | 34.08% | 34.07% | 30.77% | 28.21% | 36.33% | 35.13% | 31.90% |
avg refi rate | 4.81% | 2.84% | 2.53% | 2.88% | 3.83% | 3.84% | 3.43% | 3.27% | 3.39% |
Avg credit score | 731.24 | 740.15 | 748.08 | 771.61 | 743.91 | 740.84 | 746.77 | 748.10 | 749.15 |
Avg LTV (loan to value) | 68.55% | 63.76% | 67.80% | 71.95% | 74.00% | 70.76% | 71.20% | 73.36% | 72.58% |
Avg DTI (debt to income) | 38.58 | 33.74 | 32.78 | 32.06 | 34.72 | 34.49 | 33.09 | 33.57 | 31.87 |
Avg refinance insurance % | 5.15% | 2.19% | 3.33% | 5.65% | 6.67% | 4.71% | 4.03% | 5.88% | 5.41% |
Best Refinance Brokers around Saint Pauls, North Carolina 28384
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Pauls, North Carolina 28384, we have compiled a list of top refinance brokers to assist you in the process.
Monica Yates
Loan Officer
400 NW Broad St
Southern Pines, NC 28384
(910) 246-0990
myates@firstbancorp.com
Rebecca Shearer
Branch Manager/Loan Officer
216 Commerce Avenue
Southern Pines, NC 28384
(910) 550-1041
rshearer@lendtheway.com
Kelly Stafford
Mortgage Loan Originators
205 S.E. Broad St.
Southern Pines, NC 28384
910
kstafford@localfirstbank.com
Ginny Webb
Mortgage Loan Originators
205 S.E. Broad St.
Southern Pines, NC 28384
910
gwebb@localfirstbank.com
Amanda Lucas
Loan Officer
230 N Bennett St, Suite 1B,
Southern Pines, NC 28384
(910) 418-4608
amanda@ovmfinancial.com
Address
400 NW Broad St
Southern Pines, NC
Contact
(910) 246-0990
Fax (301) 639-0804
myates@firstbancorp.com
Address
216 Commerce Avenue
Southern Pines, NC
Contact
(910) 550-1041
Fax (301) 639-0804
rshearer@lendtheway.com
Address
205 S.E. Broad St.
Southern Pines, NC
Contact
910
Fax (301) 639-0804
kstafford@localfirstbank.com